BẢN CHÉP ÂM THANH 🔗
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If you're just joining us this morning, my name's Amanda Joe.
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I'm from the Country ninety two to five morning show
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and here for community access for the next couple weekends.
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Highlighting a lot of the charities that this year are
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involved in the Travelers Championship. If you are unfamiliar, Travelers
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every year gives back millions of dollars to local charities.
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A big part of that comes from their Birdies for
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Charities program, which, thanks to Webster Bank in ETNA, matches
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fifteen percent of donations made to participating charities. Now through
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the Sunday of the Travelers Championship in Cromwell, so far
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over two hundred and twenty charities are participating. And right
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now we're here with Kim Morgan from Junior Achievement of
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Greater Fearfield County. How are you doing today?
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I'm doing great. Thank you.
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Now, I'm clearly you have a lot to do with academics,
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your program in particular, but what schools and students do
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you service?
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So we service about fifty two fifty three schools a
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year in Lower Fearful County and in the valley and
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over fourteen fifteen thousand students a year and I think
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you know what's exciting about JAA is it's not just
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about the curriculum. It's about the experience that we match
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with that curriculum and that learning so that the learning
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sticks for the kids.
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Okay, and you do a lot to teach about which
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I really like this because I'm going on a little
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journey of my own financial literacy.
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Yeah, we do financial literacy, career readiness, entrepreneurship. Connecticut has
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a financial literacy mandate that starts next year, so every
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child that graduates high school has to have had at
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least half a credit of financial literacy courses, which we
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really support and we're excited to be one of the
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partners in the state to provide that.
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Now, what are the type of things that personal finances
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really like
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teaches a student? Because here's my thing. When
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I was in high school, I think I learned how
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to balance a checkbook and that was about it. And
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you know, long term, that was it very helpful.
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Yeah, and nobody knows what a checkbook is anymore, right, Right,
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just look at the devic the account. You know, there's
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no more savings, past books or any of that. Right,
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But the kids learn, the students learn about budgeting and
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money management. They learn about savings, you know, paying yourself
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first before you pay everything else. Income decision making, you know,
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what career are you going to go into, what what's
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you know, the salary going to be and what the
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future will hold and how does that impact your financial you.
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Know, capacity compound interest.
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Compound interest for sure, yeap, How to invest in the market,
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you know, to make your money work for you, and
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risk versus you know, being cautious, and all the things
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that go into those decisions.
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I love that those are things that would have been
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insanely more helpful as an adult had they they taught
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that young. I know, if somebody wants to find out,
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in particular more about your organization, where would they go
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to do that?
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They can go to j A, g FC JA Junior
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Achievement A Greater Fearful County dot org and find information
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on our website.
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And do you have any specific success stories that you
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could share? Yeah?
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I think you know. I sat in on a program
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the other day where we brought in a panel of
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speakers with female successful career speakers, and we had a
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room full of fifty juniors and senior girls and they
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heard about all the challenges that go into making decisions
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as you enter adulthood, and you know what challenges that
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these women faced and financially and career wise, and how
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you know, when we arrive at adulthood, it's not a
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straight path. It's really a winding path made up of
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a million choices that we make every single day. And
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just knowing that it's okay to make mistakes. Okay, but
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know what you can know before you go into it.
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You know, it was really powerful, you know, the girls said,
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you know, I've never had that opportunity to really hear
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from people who are out there living the adult life
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and the careers, you know, and and knowing that people
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make mistakes and that they learn along the way, and
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you know, you match that with the financial literacy piece
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and you hope that they walk away with a sense
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of I can do this and I have choices. It's
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not by chance that I'm going to arrive at, you know,
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a better economic future.
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I love that. No, Honestly, I absolutely. When I was
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you know, deep diving onto what you guys do, I
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was like, personal finance, that is so important because if
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you can figure that out young, you're just going to
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be way way better set up.
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Oh yeah, if I had known to put away money,
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you know, when I was in my twenties into a
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four to one k, you know, really do that saving
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like I you know, would have a different right right.
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I'm life. Possibly I talk to people right now about
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how I'm learning to put my personal finance like financial
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big girl pants on, because you know, I had this
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archaic idea in my brain that someday, when I got
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married and had double incomes, it would be a lot easier.
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And honestly, that hasn't happened for me. So now I'm going,
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you know, you figured out how to do everything else
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on your own, start saving, right, learn about CDs, learn
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about these things that I never really like, quite paid
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attention to. And I'm going, dang, had they actually taught
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me this in high school, it would have made a
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huge difference.
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I know that compound interest especially right right, right, So when.
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Somebody donates, what types of programs is their money going towards?
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So we work with kids from kindergarten to twenty five
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years old, it goes to programs that work with We
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bring volunteers into the school system and talk about community
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and needs versus wants. And how to save money, and
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you know, from a very early age and then all
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the way up into the high school where we start
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to do some of that career exploration and really figuring
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out what you're going to need to live the life
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that you want, that you choose, and taking those lessons
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that they learned along the way. We have a program
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called Empowered for Change that works with young women and
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brings those career mentors in. We've got a stock Market
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challenge where kids learn how to invest. I love that
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in middle school and high school, and then they compete
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on a state level all the way up to a
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national level. We have been team for Wilton going to
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the nationals to represent represent US. And you know, we
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have programs, job shadow programs. There's so much to Junior Achievement.
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You know, I've only been with the organization for a
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year and I just keep learning so much of what
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we do. It's incredible.
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Of course, Bertie's for charity going to match fifteen percent
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when you donate through the Travelers Championship dot com website.
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Go there, look for Junior Achievement of Greater Fairfield County
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and you're going to make your donation while you're going
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to get it fifteen percent more.
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It's incredible. Right, We're so appreciative to Webster and to
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ETNA for matching. Why wouldn't you do it? Right? You
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get an extra fifteen percent.
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Right, it's free money for the charity that you love. Kim,
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thank you so much for educating us today. Thank you.
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I really appreciate the opportunity to talk about doing your achievement.