# Praveen Gopal Krishnan

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Can NPCI's BHIM take on the giants it created?

"Of course BHIM is giving crazy cashbacks. That's where I pay my bills." That's not a BHIM fan but a product head at a competing UPI app. After demonetisation hit in 2016, India desperately needed a way to go cashless overnight. UPI existed but barely anyone was using it. Banks were dragging their …

Anthropic's agents are your new finance professionals. They don’t offer investment advice

On May 5, Anthropic released 10 financial services agents. The company said they "pair best" with Claude Opus 4.7, a "state-of-the-art" model that leads the industry on financial agent benchmarks. And the hype followed. The media called the agents a threat to Wall Street.  The reality is more compl…

Are HUL's best days behind it?

Intermission's second episode on Bajaj Finance is out now on Youtube, Spotify, and Apple Podcasts.  What happened to the company that once understood India better than anyone else?  For decades Hindustan Unilever has dominated kitchen pantries and bathroom cabinets across the country: Surf Excel in…

Hyrox gave India a finish line. What happens after you cross it?

Eighteen months ago, Hyrox did not exist in India. Last month, 8,200 people paid Rs 9,000 each to do a sled push at the Bangalore International Exhibition Centre. Attendees described the event as a “carnival”, and for several weeks, everyone was talking and proudly sharing their Hyrox timings. If y…

Physical AI is a Mexican standoff. Who walks away as the winner?

Think of an action or crime film. At some point, when all of the different threads and plots converge, you witness a high-stakes scene. Three characters are locked in a fight. You don’t know who emerges a winner. This is what is loosely called a Mexican standoff.  Apply this analogy to physical AI…

What's your AI vocabulary?

On July 12, Satya Nadella published a blog post in which he argued that you pay for AI twice. Once with money, and once with proprietary knowledge you have to feed it. His recommendation to every company: create your private evals. But wait, do you know what an eval is? Could you define it in simpl…

India’s biggest companies can afford to build frontier AI. So why won’t they?

Three things happened in eleven days.  The US ordered Anthropic to cut off its most powerful models for foreign users.  HCL Tech put $150 million into Sarvam.  And Mukesh Ambani told Reliance shareholders that India cannot keep renting its intelligence.  Everyone agrees India needs sovereign AI. An…

AI Psychosis, a 30-Day Sprint, and Killing Slack with Tanmai Gopal, PromptQL (Hasura)

Tanmai Gopal built Hasura into infrastructure most founders dream about - an open-source engine with 600 million downloads, running underneath half the Fortune 500. Then ChatGPT made him decide his own company was an existential risk. If AI can write the code, what's the point of a tool that helps …

Rewind : The numbers behind OpenAI, Gemini, and Perplexity’s deals with Phonepe, Jio, and Airtel

No new episode this week, we're on a break. So, here's one from November 2025 that just became relevant again: Perplexity's free year with Airtel has begun expiring, and the numbers are just being reported: https://techcrunch.com/2026/08/18/perplexitys-free-ai-offer-left-it-with-millions-more-user…

Do urbanites ‘slowing down’ represent a new kind of economy? | with Praveen Gopal Krishnan

Are we entering a Slowing Down Economy? That’s a phrase I’ve been using for a theory I’ve been mildly obsessed with: that after years of hustleporn, algorithmic addiction, doomscrolling, productivity-maxxing and always-on everything, many of us are looking for ways to slow down. Think board game ni…