# Melinda Zabritski

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Navigating the Shifts in Automotive Finance with Melinda Zabritski

In this episode of the Used Car News podcast, host Jeffrey Belant discusses the latest trends in automotive finance with Melinda Zabritski from Experian Automotive. They explore the shifting dynamics in auto financing, including the growing market share of banks, the decline in financing for used v…

State of the Automotive Finance Market | Experian Auto Insights Podcast - Episode 2

Welcome to the Experian Auto Insights podcast — where we unpack key insights from Experian’s Quarterly Automotive Trends Reports. In this episode, Melinda Zabritski and I explore trends in EV leasing, consumer credit scores, monthly vehicle financing payments and so much more! Get Experian’s Quar…

Experian on how much auto refinancing is gaining traction

Melinda Zabritski, Experian’s head of automotive financial insights, said consumers are looking for ways to secure more favorable vehicle financing terms, especially with interest rates leveling out and perhaps a cut coming next week from the Federal Reserve. The base for Zabritski’s assertion cam…

Ep. 223: Finance Fast Lane -> From Affordability Woes to EV Leasing Trends with Experian

Melinda Zabritski, Head of Automotive Financial Insights at Experian joined me at the Auto Finance Summit in Las Vegas last week and highlighted her recent report: Experian's State of the Automotive Finance Market Report: Q2 2025. Buyers are going old-school with cold hard cash. 67% of used vehicle…

Experian - Melinda Zabritski, Head of Automotive Financial Insights - Gabelli Automotive Symposium

Experian - Melinda Zabritski, Head of Automotive Financial Insights - presents at the 49th Annual Gabelli Automotive Symposium in Las Vegas on November 4th, 2025. Moderated by Brian Sponheimer (Portfolio Manager). To learn more about Gabelli Funds' fundamental, research-driven approach to investing…

Ep. 243: EVs Aren’t Dead, They’re Being Leased Like Crazy (with Experian Automotive)

Live from NADA in Las Vegas, Melinda Zabritski, Head of Financial Insights at Experian Automotive, confesses she finally caved and bought a Hyundai Ioniq 5 and discovered range anxiety is mostly just hype. Late model used EVs remain elusive unicorns, so budget conscious shoppers are forced to hunt …

Tesla Price Bump, Sub-Prime Loans On the Rise, Auto Advertising Down

Shoot us a Text. Episode #1348: Today we cover Tesla raising Model Y prices for the first time in years, lenders diving deeper into subprime auto financing, and why automotive advertising is quietly losing market share. Show Notes with links: Tesla just bumped prices on several higher…

Ep. 265: The $1,000 Car Payment?! What Experian’s Data Really Reveals with Melinda Zabritski

What’s worse: hitting a speed bump with a full cup of coffee… or signing up for a $1,000/month car payment? Both are bad, but that $1K car note stings a whole lot more. Good thing we’ve got Melinda Zabritski, Head of Automotive Financial Insights at Experian Automotive, back on the show today to he…

Experian’s Melinda Zabritski discusses ongoing stretching of terms

The latest appearance on the Auto Remarketing Podcast by Melinda Zabritski, Experian’s head of automotive financial insights and Automotive Intelligence Award recipient, focused on auto-loan terms, which oftentimes are at least 72 months nowadays. Zabritski also compared a data point from Experian…

Ep. 281: It's The Year of the Hybrid (With Used Payments Hitting A Record Of $542) with Experian Automotive

Auto financing trends just changed (again) and if you’re still selling based on last year’s playbook, you’re behind. In today’s episode, Melinda Zabritski, Head of Automotive Financial Insights at Experian Automotive is back on the show to unpack the Q2 2026 State of the Automotive Finance Market R…