บทถอดความฉบับเต็มของ Junior Achievement

teaches a student? Because here's my thing. When 36 00:01:54.680 --> 00:01:56.359 I was in high school, I think I learned how 37 00:01:56.359 --> 00:01:58.400 to balance a checkbook and that was about it. And 38 00:01:58.879 --> 00:02:00.920 you know, long term, that was it very helpful. 39 00:02:01.120 --> 00:02:04.359 Yeah, and nobody knows what a checkbook is anymore, right, Right, 40 00:02:04.760 --> 00:02:07.920 just look at the devic the account. You know, there's 41 00:02:07.920 --> 00:02:10.680 no more savings, past books or any of that. Right, 42 00:02:11.199 --> 00:02:14.120 But the kids learn, the students learn about budgeting and 43 00:02:14.159 --> 00:02:17.840 money management. They learn about savings, you know, paying yourself 44 00:02:17.919 --> 00:02:21.759 first before you pay everything else. Income decision making, you know, 45 00:02:21.759 --> 00:02:23.960 what career are you going to go into, what what's 46 00:02:24.360 --> 00:02:26.479 you know, the salary going to be and what the 47 00:02:26.520 --> 00:02:31.039 future will hold and how does that impact your financial you. 48 00:02:31.000 --> 00:02:33.439 Know, capacity compound interest. 49 00:02:33.280 --> 00:02:37.400 Compound interest for sure, yeap, How to invest in the market, 50 00:02:38.159 --> 00:02:39.960 you know, to make your money work for you, and 51 00:02:41.199 --> 00:02:45.840 risk versus you know, being cautious, and all the things 52 00:02:45.840 --> 00:02:47.120 that go into those decisions. 53 00:02:47.319 --> 00:02:49.360 I love that those are things that would have been 54 00:02:49.960 --> 00:02:53.759 insanely more helpful as an adult had they they taught 55 00:02:53.840 --> 00:02:56.960 that young. I know, if somebody wants to find out, 56 00:02:57.000 --> 00:03:00.719 in particular more about your organization, where would they go 57 00:03:00.879 --> 00:03:01.400 to do that? 58 00:03:01.639 --> 00:03:05.400 They can go to j A, g FC JA Junior 59 00:03:05.439 --> 00:03:09.560 Achievement A Greater Fearful County dot org and find information 60 00:03:09.680 --> 00:03:10.520 on our website. 61 00:03:10.599 --> 00:03:13.919 And do you have any specific success stories that you 62 00:03:13.960 --> 00:03:14.919 could share? Yeah? 63 00:03:14.960 --> 00:03:18.639 I think you know. I sat in on a program 64 00:03:18.960 --> 00:03:21.280 the other day where we brought in a panel of 65 00:03:21.360 --> 00:03:27.639 speakers with female successful career speakers, and we had a 66 00:03:27.719 --> 00:03:33.280 room full of fifty juniors and senior girls and they 67 00:03:33.439 --> 00:03:36.919 heard about all the challenges that go into making decisions 68 00:03:36.960 --> 00:03:41.439 as you enter adulthood, and you know what challenges that 69 00:03:41.520 --> 00:03:47.319 these women faced and financially and career wise, and how 70 00:03:47.599 --> 00:03:49.919 you know, when we arrive at adulthood, it's not a 71 00:03:49.960 --> 00:03:54.000 straight path. It's really a winding path made up of 72 00:03:54.039 --> 00:03:56.840 a million choices that we make every single day. And 73 00:03:57.080 --> 00:04:00.759 just knowing that it's okay to make mistakes. Okay, but 74 00:04:00.960 --> 00:04:02.800 know what you can know before you go into it. 75 00:04:02.840 --> 00:04:06.680 You know, it was really powerful, you know, the girls said, 76 00:04:06.960 --> 00:04:10.080 you know, I've never had that opportunity to really hear 77 00:04:10.120 --> 00:04:12.960 from people who are out there living the adult life 78 00:04:13.000 --> 00:04:15.479 and the careers, you know, and and knowing that people 79 00:04:15.520 --> 00:04:18.639 make mistakes and that they learn along the way, and 80 00:04:18.959 --> 00:04:21.519 you know, you match that with the financial literacy piece 81 00:04:23.079 --> 00:04:25.879 and you hope that they walk away with a sense 82 00:04:25.920 --> 00:04:28.839 of I can do this and I have choices. It's 83 00:04:28.879 --> 00:04:31.600 not by chance that I'm going to arrive at, you know, 84 00:04:31.639 --> 00:04:32.959 a better economic future. 85 00:04:33.439 --> 00:04:36.519 I love that. No, Honestly, I absolutely. When I was 86 00:04:36.639 --> 00:04:39.480 you know, deep diving onto what you guys do, I 87 00:04:39.519 --> 00:04:43.120 was like, personal finance, that is so important because if 88 00:04:43.160 --> 00:04:46.360 you can figure that out young, you're just going to 89 00:04:46.439 --> 00:04:48.560 be way way better set up. 90 00:04:48.720 --> 00:04:50.639 Oh yeah, if I had known to put away money, 91 00:04:50.720 --> 00:04:52.399 you know, when I was in my twenties into a 92 00:04:52.439 --> 00:04:55.319 four to one k, you know, really do that saving 93 00:04:55.519 --> 00:04:58.680 like I you know, would have a different right right. 94 00:04:58.560 --> 00:05:01.319 I'm life. Possibly I talk to people right now about 95 00:05:01.319 --> 00:05:05.319 how I'm learning to put my personal finance like financial 96 00:05:05.319 --> 00:05:07.839 big girl pants on, because you know, I had this 97 00:05:08.040 --> 00:05:11.000 archaic idea in my brain that someday, when I got 98 00:05:11.000 --> 00:05:13.759 married and had double incomes, it would be a lot easier. 99 00:05:13.800 --> 00:05:16.800 And honestly, that hasn't happened for me. So now I'm going, 100 00:05:16.839 --> 00:05:18.399 you know, you figured out how to do everything else 101 00:05:18.439 --> 00:05:22.439 on your own, start saving, right, learn about CDs, learn 102 00:05:22.480 --> 00:05:24.839 about these things that I never really like, quite paid 103 00:05:24.839 --> 00:05:27.759 attention to. And I'm going, dang, had they actually taught 104 00:05:27.759 --> 00:05:30.920 me this in high school, it would have made a 105 00:05:31.000 --> 00:05:31.680 huge difference. 106 00:05:31.759 --> 00:05:36.560 I know that compound interest especially right right, right, So when. 107 00:05:36.439 --> 00:05:40.600 Somebody donates, what types of programs is their money going towards? 108 00:05:40.720 --> 00:05:43.279 So we work with kids from kindergarten to twenty five 109 00:05:43.360 --> 00:05:46.680 years old, it goes to programs that work with We 110 00:05:46.720 --> 00:05:50.360 bring volunteers into the school system and talk about community 111 00:05:50.560 --> 00:05:54.079 and needs versus wants. And how to save money, and 112 00:05:54.439 --> 00:05:56.839 you know, from a very early age and then all 113 00:05:56.879 --> 00:05:58.600 the way up into the high school where we start 114 00:05:58.639 --> 00:06:03.079 to do some of that career exploration and really figuring 115 00:06:03.120 --> 00:06:06.040 out what you're going to need to live the life 116 00:06:06.079 --> 00:06:09.079 that you want, that you choose, and taking those lessons 117 00:06:09.079 --> 00:06:11.439 that they learned along the way. We have a program 118 00:06:11.480 --> 00:06:14.600 called Empowered for Change that works with young women and 119 00:06:14.680 --> 00:06:18.920 brings those career mentors in. We've got a stock Market 120 00:06:19.040 --> 00:06:21.600 challenge where kids learn how to invest. I love that 121 00:06:21.680 --> 00:06:23.920 in middle school and high school, and then they compete 122 00:06:24.759 --> 00:06:26.079 on a state level all the way up to a 123 00:06:26.160 --> 00:06:28.800 national level. We have been team for Wilton going to 124 00:06:28.839 --> 00:06:34.639 the nationals to represent represent US. And you know, we 125 00:06:34.720 --> 00:06:40.519 have programs, job shadow programs. There's so much to Junior Achievement. 126 00:06:41.120 --> 00:06:43.399 You know, I've only been with the organization for a 127 00:06:43.480 --> 00:06:46.480 year and I just keep learning so much of what 128 00:06:46.519 --> 00:06:47.639 we do. It's incredible. 129 00:06:47.720 --> 00:06:52.160 Of course, Bertie's for charity going to match fifteen percent 130 00:06:52.399 --> 00:06:57.240 when you donate through the Travelers Championship dot com website. 131 00:06:57.319 --> 00:07:00.480 Go there, look for Junior Achievement of Greater Fairfield County 132 00:07:00.519 --> 00:07:02.879 and you're going to make your donation while you're going 133 00:07:02.920 --> 00:07:04.079 to get it fifteen percent more. 134 00:07:04.319 --> 00:07:07.240 It's incredible. Right, We're so appreciative to Webster and to 135 00:07:07.279 --> 00:07:11.279 ETNA for matching. Why wouldn't you do it? Right? You 136 00:07:11.319 --> 00:07:12.800 get an extra fifteen percent. 137 00:07:13.040 --> 00:07:16.560 Right, it's free money for the charity that you love. Kim, 138 00:07:16.720 --> 00:07:20.480 thank you so much for educating us today. Thank you. 139 00:07:20.800 --> 00:07:23.199 I really appreciate the opportunity to talk about doing your achievement.