2026 11 03 Financial Issues の全文書き起こし

you're voting right now. 38 00:01:55.049 --> 00:01:55.909 That's the only excuse. 39 00:01:55.969 --> 00:01:56.590 That's the only excuse. 40 00:01:56.629 --> 00:01:56.930 That's right. 41 00:01:57.250 --> 00:01:59.489 And we do give a hall pass for that. It's 42 00:01:59.549 --> 00:02:02.230 exactly right. That's exactly right. And the only excuse to 43 00:02:02.269 --> 00:02:04.030 not go vote right now is if you're listening to 44 00:02:04.090 --> 00:02:06.659 financial issues conversely as well. But maybe you're listening on 45 00:02:06.719 --> 00:02:08.680 your phone, phone app, and you can stand in line 46 00:02:08.699 --> 00:02:10.639 and blast it really loud for the people around you. 47 00:02:10.740 --> 00:02:11.740 That would be awesome. 48 00:02:12.319 --> 00:02:15.439 So hello to everyone who's listening on someone else's phone 49 00:02:16.020 --> 00:02:18.039 in the voting line. 50 00:02:18.060 --> 00:02:18.280 610-363-1110. 51 00:02:18.319 --> 00:02:21.060 That's the number to call in. Guys, we also have 52 00:02:21.080 --> 00:02:23.300 interesting things happening with oil prices. We'll talk about that 53 00:02:23.340 --> 00:02:25.490 later on. But You know, on a day like today, 54 00:02:25.530 --> 00:02:28.289 Mark and Sam, we have to root ourselves in God's word. 55 00:02:28.650 --> 00:02:31.009 James 1, 17 tells us every good and perfect gift 56 00:02:31.370 --> 00:02:33.509 is from above coming down from the father of lights 57 00:02:33.530 --> 00:02:37.409 with whom there's no variation or shadow of turning. The ability, Mark, 58 00:02:37.509 --> 00:02:39.840 to steward a vote for the future of your country 59 00:02:40.139 --> 00:02:43.080 is certainly a good and perfect gift from God above. 60 00:02:43.120 --> 00:02:43.620 I believe that. 61 00:02:44.199 --> 00:02:44.539 Amen. 62 00:02:44.900 --> 00:02:45.139 Amen. 63 00:02:45.280 --> 00:02:46.860 We still have that right to do that. 64 00:02:47.060 --> 00:02:47.560 Absolutely. 65 00:02:47.860 --> 00:02:49.719 And, you know, Mark, I think right now is as 66 00:02:49.740 --> 00:02:51.620 good a time as any to sort of give our 67 00:02:51.780 --> 00:02:54.159 listeners a charge for election day. 68 00:02:54.810 --> 00:02:56.830 Mark, why should Christians go out and vote today? 69 00:02:58.370 --> 00:03:00.370 Do you love your country? Do you love your freedom? 70 00:03:00.409 --> 00:03:01.270 Do you love the Lord? 71 00:03:01.490 --> 00:03:03.810 All those are the right reasons to go out and 72 00:03:03.909 --> 00:03:08.300 vote today. He has empowered you. He has entrusted this 73 00:03:08.400 --> 00:03:11.960 country to you, just like he's entrusted the wealth that 74 00:03:12.039 --> 00:03:14.319 is in your pocket, that's in your bank, that's in 75 00:03:14.360 --> 00:03:18.199 your He's entrusted this country to you. You have a 76 00:03:18.960 --> 00:03:25.280 citizen stewardship responsibility and you have a citizen stewardship blessing 77 00:03:25.569 --> 00:03:28.710 to

be able to go out and keep this country's 78 00:03:29.669 --> 00:03:34.569 foundations in God because this country was founded on God's provision. 79 00:03:35.569 --> 00:03:36.090 Amen, brother. 80 00:03:36.449 --> 00:03:38.750 A couple of great comments in our chat yesterday, Anne 81 00:03:38.810 --> 00:03:42.039 from Alabama saying, those people who will not be governed 82 00:03:42.099 --> 00:03:44.979 by God will be ruled by tyrants. That was from 83 00:03:45.000 --> 00:03:47.419 William Penn, actually a man close to our heart here 84 00:03:47.439 --> 00:03:48.460 in the state of Pennsylvania. 85 00:03:48.759 --> 00:03:51.370 That is a great, great comment there, Mark, and exactly right. 86 00:03:51.770 --> 00:03:52.710 It is incredible. 87 00:03:52.810 --> 00:03:56.150 As you were reading it, I was thinking to myself, wow, Anne, 88 00:03:56.210 --> 00:04:00.659 she's quite a writer. That sounded like one of our 89 00:04:00.750 --> 00:04:02.020 forefathers or something. 90 00:04:02.060 --> 00:04:02.639 There you go. 91 00:04:02.659 --> 00:04:03.120 Sure enough. 92 00:04:03.490 --> 00:04:05.889 And then Brian from your home state, Mark, saying, quote, 93 00:04:06.050 --> 00:04:09.580 old Democrats, quote unquote, are too ignorant to realize the 94 00:04:09.620 --> 00:04:12.340 Democrat Party died like 20 years ago. 95 00:04:12.659 --> 00:04:16.870 These are evil socialists running your party, dude. Brian, spot on, man. 96 00:04:16.970 --> 00:04:19.930 Mark, it really is true that today's Republicans are in 97 00:04:19.949 --> 00:04:23.269 many ways yesterday's Democrats. It scares me to think what 98 00:04:23.290 --> 00:04:24.970 today's Democrats will be in the future. 99 00:04:25.009 --> 00:04:28.069 I've always said Donald Trump kind of reminds me of 100 00:04:28.149 --> 00:04:31.509 a JFK Democrat, even a Bill Clinton Democrat in many ways. 101 00:04:31.810 --> 00:04:32.329 Absolutely. 102 00:04:32.629 --> 00:04:35.519 And remember, do not be conformed to this world, but 103 00:04:35.560 --> 00:04:38.100 be transformed by the renewing of your mind. That verse 104 00:04:38.180 --> 00:04:42.839 tells us that sometimes loyalty is a wonderful thing, but 105 00:04:43.259 --> 00:04:46.379 at some point you can't stay loyal to something that 106 00:04:46.550 --> 00:04:47.810 isn't what it was. 107 00:04:47.829 --> 00:04:51.439 Yeah, absolutely. Absolutely. That's right on. And then one more. 108 00:04:51.620 --> 00:04:54.050 This is from today. George, North Carolina, Mark saying, good morning. 109 00:04:54.370 --> 00:04:56.670 Hope we can vote out some of what Mark accurately 110 00:04:56.730 --> 00:05:00.589 referred to as pigs and traders today. I stand with 111 00:05:00.610 --> 00:05:03.370 you there, George. We want patriots in there. Get the 112 00:05:03.449 --> 00:05:05.910 pigs out. Get the traders out. You can go to 113 00:05:05.949 --> 00:05:08.410 the pig slop and you can go to wherever traders go. 114 00:05:08.430 --> 00:05:11.189 But

we need patriots. We need patriots. We need send 115 00:05:11.209 --> 00:05:11.939 them squealing. 116 00:05:11.949 --> 00:05:12.449 That's right. 117 00:05:12.480 --> 00:05:13.920 There you go. 118 00:05:13.939 --> 00:05:18.660 Yeah. So, yeah, folks, listen, get out there. Vote today. Mark, 119 00:05:18.699 --> 00:05:20.600 we actually had prayed just before the show. 120 00:05:20.639 --> 00:05:25.800 We prayed that the Lord would remove the wicked from 121 00:05:25.920 --> 00:05:29.439 office and would institute the righteous. And we believe that 122 00:05:29.490 --> 00:05:32.089 he can do that today. There are some regions of 123 00:05:32.110 --> 00:05:35.009 the country that, listen, it's not looking too great, but 124 00:05:35.050 --> 00:05:36.529 the Lord has done a whole lot more with a 125 00:05:36.529 --> 00:05:37.949 whole lot less in the past. So. 126 00:05:38.550 --> 00:05:39.170 Trust in today. 127 00:05:39.269 --> 00:05:42.069 And the Lord puts the kings on the thrones and 128 00:05:42.149 --> 00:05:44.620 removes them. I mean, that's very clear in the Bible. 129 00:05:45.019 --> 00:05:47.079 So you say to yourself, well, then it doesn't matter 130 00:05:47.160 --> 00:05:51.649 how I vote. Well, remember when he puts in godly kings, 131 00:05:52.329 --> 00:05:56.819 the the country rejoices. When he puts in ungodly kings, 132 00:05:56.879 --> 00:05:58.899 we suffer. Why would he do one. 133 00:05:58.879 --> 00:05:59.399 On the other? 134 00:05:59.500 --> 00:06:02.240 Well, if he's going to put in ungodly people, it's 135 00:06:02.279 --> 00:06:05.420 to remind us who God is because we forgot and 136 00:06:05.459 --> 00:06:07.689 we got lazy and we didn't go out and vote 137 00:06:08.000 --> 00:06:10.730 and show God we believe in him and we're going 138 00:06:10.750 --> 00:06:16.569 to take action. take action, not just talk, but take action. 139 00:06:16.610 --> 00:06:19.829 Because when we talk, it does help renew our minds 140 00:06:20.089 --> 00:06:22.240 as we're talking about the verse we talked about just 141 00:06:22.319 --> 00:06:27.180 a second ago. when we take action, we have physical aspects, 142 00:06:27.220 --> 00:06:30.980 we have kinetic, we have visual, we have audio, all 143 00:06:31.040 --> 00:06:33.930 that's happening at the same time. And it's rewiring our 144 00:06:33.990 --> 00:06:38.370 brain to be focused on God and honor him. 145 00:06:38.670 --> 00:06:40.189 So we must take action. 146 00:06:40.449 --> 00:06:44.029 He wouldn't have given us bodies that are animated if 147 00:06:44.050 --> 00:06:46.370 he didn't want us to take action on these things. 148 00:06:47.709 --> 00:06:48.230 Bottom line. 149 00:06:48.329 --> 00:06:48.509 Yep. 150 00:06:48.790 --> 00:06:49.310 There it is, Mark. 151 00:06:49.779 --> 00:06:52.839 Hey, some interesting midterm market facts that Sam has for us. Sam, 152 00:06:52.860 --> 00:06:54.899 why don't you give those to us as we're keeping 153 00:06:54.939 --> 00:06:56.300 an

eye on the markets and what they're. 154 00:06:56.180 --> 00:06:56.759 Doing today as well. 155 00:06:56.779 --> 00:07:00.550 Yes, is Doomageddon upon us, depending on how the election goes? Well, 156 00:07:00.970 --> 00:07:02.509 it doesn't really look like it. So 19 for 19, 157 00:07:02.509 --> 00:07:04.230 using the S & P 500 price index from 1950 158 00:07:04.230 --> 00:07:06.029 to 2022, shows the market finished 19 for 19 times 159 00:07:06.050 --> 00:07:07.889 higher in every 12-month period beginning the day before a 160 00:07:07.889 --> 00:07:23.240 midterm election. averaging approximately 15% gains. Meanwhile, a six-month advantage. Historically, 161 00:07:23.279 --> 00:07:27.310 the S & P 500 averaged approximately 14% during the 162 00:07:27.589 --> 00:07:32.810 six months following the midterms, compared with 5.7% during comparable 163 00:07:33.110 --> 00:07:34.730 non-midterm periods. 164 00:07:35.829 --> 00:07:38.939 That's pretty incredible to think about. In the modern era 165 00:07:39.100 --> 00:07:44.250 of America, that we get a 15% return. Now, To 166 00:07:44.269 --> 00:07:46.550 a lot of the younger people who are used to 167 00:07:46.550 --> 00:07:53.439 20% and 30% returns, they're thinking, oh, no. But 15% 168 00:07:53.439 --> 00:07:56.079 is a good return. And to think about that, that 169 00:07:56.120 --> 00:07:59.319 should lift us all up today and we can rejoice. 170 00:07:59.620 --> 00:08:01.120 It doesn't mean it's going to happen. 171 00:08:01.699 --> 00:08:08.180 You know, history, past performance, no indication of future results, yada, yada, yada, yada, yada. 172 00:08:08.540 --> 00:08:12.079 You know, we understand that. But 19 out of 19 173 00:08:12.079 --> 00:08:16.829 since after World War II, when the whole economic system 174 00:08:16.850 --> 00:08:21.439 in the United States changed, That's pretty good. 175 00:08:21.620 --> 00:08:24.699 Since we've become the superpower, it's been 19 for 19. Yeah. 176 00:08:25.899 --> 00:08:31.199 And maybe this will just sink right into that. 177 00:08:31.879 --> 00:08:33.139 So there is hope in the market. 178 00:08:33.320 --> 00:08:35.360 And I know a lot of people are panicking because 179 00:08:36.279 --> 00:08:41.230 today we have something we never had in the majority 180 00:08:41.289 --> 00:08:43.049 of those past midterm elections. 181 00:08:43.330 --> 00:08:45.330 And that's media that is 99.976% leaning left. 182 00:08:48.759 --> 00:08:56.250 That is injecting propaganda into everybody's brains continuously towards the left, 183 00:08:56.870 --> 00:09:04.620 towards the socialists, the communists, towards our enemies can pump 184 00:09:04.669 --> 00:09:07.480 all that into our society just as quickly and X 185 00:09:07.600 --> 00:09:10.720 and all the other social media. So we never had 186 00:09:10.759 --> 00:09:13.559 that before. So it'll be very interesting just from a 187 00:09:13.620 --> 00:09:16.340 nerd point of view to see what happens in the 188 00:09:16.379 --> 00:09:17.259 market this time. 189 00:09:18.600 --> 00:09:19.299 Certainly will, Mark. 190 00:09:19.360 --> 00:09:19.679 Absolutely. 191 00:09:19.700 --> 00:09:23.539 Speaking of the markets, guys, yesterday, the major indices started 192 00:09:23.559 --> 00:09:27.080 the day rising. But by afternoon, however, the tech leaders 193 00:09:27.120 --> 00:09:29.960 turned around. They went negative again. The Dow Jones held steady. 194 00:09:30.330 --> 00:09:32.730 The Russell 2000 was holding on for dear life by 195 00:09:32.759 --> 00:09:35.970 the late afternoon. Couldn't quite finish positive. But Monday's bell 196 00:09:35.990 --> 00:09:37.470 saw the Dow Jones as the winner. It was up 197 00:09:37.509 --> 00:09:39.950 about two fifths. The S & P 500 was down 198 00:09:39.990 --> 00:09:41.929 about a half percent. The Nasdaq was down around a 199 00:09:41.950 --> 00:09:44.889 full percent. And the Russell 2000 just below half. the 200 00:09:44.950 --> 00:09:47.820 flat line there. Uh, Mark, I do wonder if maybe 201 00:09:47.860 --> 00:09:50.860 it was just the election, you know, craze or kind of, 202 00:09:50.879 --> 00:09:54.000 you know, loom the jitters, but this morning, the pre-markets 203 00:09:54.019 --> 00:09:57.049 seem relatively positive. The Dow is slightly down, but the 204 00:09:57.210 --> 00:09:59.190 S and P is a little bit positive and the 205 00:09:59.230 --> 00:10:01.769 NASDAQ is a pretty strongly positive actually. 206 00:10:01.820 --> 00:10:03.250 So I think that's good. Yeah. 207 00:10:03.340 --> 00:10:04.059 And gold's up. 208 00:10:04.659 --> 00:10:09.159 There you go. Gold's up as well. Good, good day. 209 00:10:09.399 --> 00:10:13.159 We got the Christmas lights up in the right places. 210 00:10:13.179 --> 00:10:15.179 Yeah. It's all good. 211 00:10:15.200 --> 00:10:16.740 610-363-1110. 212 00:10:17.820 --> 00:10:18.480 Give us a call. 213 00:10:18.500 --> 00:10:21.159 Let us know if you voted and let us know 214 00:10:21.230 --> 00:10:23.730 how you're feeling about the elections. And if you have 215 00:10:23.789 --> 00:10:26.710 questions about the markets, if you have questions about certain stocks, 216 00:10:26.750 --> 00:10:27.269 don't be shy. 217 00:10:27.679 --> 00:10:30.350 That's what we're here for. 610-363-1110. 218 00:10:30.450 --> 00:10:35.750 Love to hear from you today on this BRV Tuesday. 219 00:10:36.090 --> 00:10:38.070 BRV Tuesday. Did you ever think. 220 00:10:37.950 --> 00:10:41.149 You'd hear about a biblically responsible voting day? 221 00:10:41.490 --> 00:10:42.350 Well, this is it. 222 00:10:42.690 --> 00:10:45.500 And this is our chance to take back America to 223 00:10:45.519 --> 00:10:48.200 the glory of God, not just for ourselves, but for 224 00:10:48.259 --> 00:10:50.159 our children and our children's children. 225 00:10:50.419 --> 00:11:11.100 Let's get out there and vote. OCCIR. 226 00:11:11.799 --> 00:11:15.919 It's a good day to be here today, folks. It's

610-363-1110. 227 00:11:16.179 --> 00:11:19.740 You can get just a little taste of the conversation 228 00:11:19.759 --> 00:11:21.879 that continues off air whenever we come back from the 229 00:11:21.919 --> 00:11:23.740 break and we're laughing and having a good time. It 230 00:11:23.759 --> 00:11:25.899 really is a fun time. And listen, folks, we are 231 00:11:25.940 --> 00:11:28.600 excited for today. There's a lot at stake. Our country's 232 00:11:28.629 --> 00:11:30.539 future is at stake, okay? We're not trying to make 233 00:11:30.580 --> 00:11:32.980 light of that. But we also understand that God is 234 00:11:33.019 --> 00:11:36.159 in control. We as Christians should be the most jovial, 235 00:11:36.320 --> 00:11:39.200 happy people in the world. No matter what happens to us, 236 00:11:39.240 --> 00:11:41.179 we have the secret of being content, and that's Christ. 237 00:11:41.559 --> 00:11:43.240 And like you said, Mark, in that last segment, we 238 00:11:43.299 --> 00:11:47.330 are acting and praying that God would turn this nation 239 00:11:47.350 --> 00:11:49.850 around in a good direction, that he would allow the 240 00:11:50.070 --> 00:11:51.610 adults in the room, the patriots in the room to 241 00:11:51.649 --> 00:11:52.129 take control. 242 00:11:52.490 --> 00:11:55.409 If he doesn't, he is still in control, though. And 243 00:11:55.450 --> 00:11:56.529 we can say praise God for that. 244 00:11:56.769 --> 00:11:57.190 Absolutely. 245 00:11:57.210 --> 00:11:57.889 Either way, it's a win. 246 00:11:58.519 --> 00:12:00.940 Yeah, and you know, I know there's people hurting. I 247 00:12:00.980 --> 00:12:04.960 know there's people that think they're hurting. And I know 248 00:12:05.000 --> 00:12:07.580 there's people who just like the idea that they're hurting 249 00:12:07.620 --> 00:12:08.820 because it makes them a victim. 250 00:12:09.139 --> 00:12:11.460 But let's boil all that down and be real. 251 00:12:11.879 --> 00:12:15.360 You know, if you're inundated and the psychology of it 252 00:12:15.440 --> 00:12:18.299 is real, you know, God created the mind and he 253 00:12:18.340 --> 00:12:20.279 knows how it works and he knows how the neurons 254 00:12:20.320 --> 00:12:22.159 work and he knows all this stuff. And if you're 255 00:12:22.200 --> 00:12:25.940 bombarded with enough negative, you become negative. If you're not 256 00:12:26.000 --> 00:12:31.659 bombarded with enough positive, You won't be positive. That's why oftentimes, 257 00:12:31.950 --> 00:12:34.269 like when I was a kid, my mom would say, what. 258 00:12:34.190 --> 00:12:35.350 Did you say to your brother? 259 00:12:35.570 --> 00:12:37.870 You know, and I repeat what I said. 260 00:12:37.889 --> 00:12:39.250 And she said, well, if you're going to say something 261 00:12:39.309 --> 00:12:41.690 ugly like that, you got to also tell him something nice. 262 00:12:41.909 --> 00:12:43.899 I think it's more than that, Mark. I remember hearing 263 00:12:44.080 --> 00:12:47.779 you need to receive four compliments to make up for 264 00:12:48.080 --> 00:12:51.580 one negative statement. Your brain will so focus on the negative. 265 00:12:52.080 --> 00:12:55.620 Isn't that incredible? Yeah, and that's unfortunately in this society, 266 00:12:55.679 --> 00:12:58.500 we don't have that. So everybody thinks their life is terrible. 267 00:12:58.779 --> 00:13:01.470 That's why we need to count our blessings. Every day 268 00:13:01.519 --> 00:13:04.370 we need to be counting our blessings. And don't buy 269 00:13:04.549 --> 00:13:08.149 into what the enemy is injecting into your brain through 270 00:13:08.250 --> 00:13:09.919 all the media that's running 24-7 on all the TVs. 271 00:13:11.909 --> 00:13:14.649 The average household, I think, has 26 TVs. 272 00:13:14.909 --> 00:13:15.230 I don't know. 273 00:13:15.289 --> 00:13:18.230 I just made up that number. Plus your Apple Watch. 274 00:13:19.049 --> 00:13:21.490 Plus your Apple Watch and your phone and everything else 275 00:13:21.549 --> 00:13:24.539 and all the social media. So you're being bombarded with 276 00:13:24.600 --> 00:13:28.379 all the negative stuff, and you're thinking the world is terrible. 277 00:13:28.679 --> 00:13:30.519 But let me ask you a question. When's the last 278 00:13:30.559 --> 00:13:34.539 time you went without food because you couldn't afford to eat? 279 00:13:36.600 --> 00:13:40.009 How many cars do you own? Do you have a 280 00:13:40.090 --> 00:13:47.600 shelter over your head? Is one of your worst health 281 00:13:47.980 --> 00:13:55.100 problems your weight? Because there's too much food. When's the 282 00:13:55.139 --> 00:13:58.730 last time you had to work for free as a slave? 283 00:14:00.610 --> 00:14:01.649 Answer these questions. 284 00:14:01.710 --> 00:14:03.769 If you do, you're going to say, wow, I got 285 00:14:03.830 --> 00:14:07.350 pretty good. The majority of you will. There are sex 286 00:14:07.389 --> 00:14:10.750 trades going on. There's still slavery here in the world, 287 00:14:11.370 --> 00:14:15.669 mostly in Islamic states, but around the world and communist states. 288 00:14:15.769 --> 00:14:19.490 But there's sex slaves going on. There's people being sold. 289 00:14:19.710 --> 00:14:22.029 There is ugliness, and we need to continue to fight 290 00:14:22.049 --> 00:14:22.440 against it. 291 00:14:22.450 --> 00:14:22.889 You know how? 292 00:14:23.220 --> 00:14:25.629 Vote the right people in. Vote the right people in 293 00:14:25.750 --> 00:14:28.940 so we rid this country of the ugliness that is 294 00:14:29.000 --> 00:14:32.279 doing those ugly things. so that we start realizing how 295 00:14:32.360 --> 00:14:34.840 great we have it. God's hand is still on us. 296 00:14:34.940 --> 00:14:35.539 I believe that. 297 00:14:35.620 --> 00:14:38.080 God's hand is with us. That's why we're able to 298 00:14:38.120 --> 00:14:42.149 come on the air and talk about biblical stewardship, whether 299 00:14:42.490 -->

00:14:48.450 it's our civil duties stewardship or whether it's financial stewardship, 300 00:14:48.490 --> 00:14:51.149 whether it's our giving, our spending, or how we make 301 00:14:51.210 --> 00:14:53.960 our money. We get to do this because God's hand 302 00:14:54.019 --> 00:14:56.799 is still on America. And we need to keep it there. 303 00:14:56.840 --> 00:14:59.340 In fact, we need to solidify it. We need to 304 00:14:59.399 --> 00:15:02.419 make it work. We need to vote like a Christian. 305 00:15:03.129 --> 00:15:05.549 Well said, Mark. Hey, Mark, here's something really cool in 306 00:15:05.590 --> 00:15:06.049 our chat. 307 00:15:06.129 --> 00:15:09.070 Nathan from Mississippi saying, no matter who wins what today, 308 00:15:09.490 --> 00:15:12.210 not long ago, my brother... became a brother in Christ. 309 00:15:12.490 --> 00:15:14.419 And we're planning to go watch him get baptized in 310 00:15:14.440 --> 00:15:15.139 a couple of weeks. 311 00:15:15.679 --> 00:15:16.600 That's what it's all about. 312 00:15:16.639 --> 00:15:18.399 Praise God. Amen and amen. 313 00:15:18.440 --> 00:15:18.820 Yes. 314 00:15:19.419 --> 00:15:21.860 Talk about trickle down. That's the way it works. 315 00:15:22.000 --> 00:15:24.210 And I doubt you'll be thinking about the election when 316 00:15:24.250 --> 00:15:25.429 he gets baptized. 317 00:15:26.169 --> 00:15:29.330 And you know what? You're here for a purpose. I 318 00:15:29.370 --> 00:15:32.039 think part of that purpose is today voting. but also 319 00:15:32.120 --> 00:15:35.159 no matter where it goes, God has you here for 320 00:15:35.179 --> 00:15:37.289 a purpose. We're going to be in the country and 321 00:15:37.330 --> 00:15:39.830 we continue to represent the kingdom of God. 322 00:15:40.129 --> 00:15:42.830 We're here as ambassadors. He put you here for that. 323 00:15:43.370 --> 00:15:45.750 Thank you, Nathan. Love it. Thanks for the reminder. 324 00:15:45.769 --> 00:15:48.029 It's awesome, Nathan. Mark, here's a good question from Eddie. 325 00:15:48.269 --> 00:15:50.549 And Eddie, I wasn't sure in the chat if this 326 00:15:50.610 --> 00:15:52.409 was at your church or if this was maybe a 327 00:15:52.429 --> 00:15:54.710 church that you heard about or a hypothetical, but Eddie's 328 00:15:54.769 --> 00:15:56.450 asking Mark, what do you think of a preacher who 329 00:15:56.470 --> 00:15:59.009 would tell his audience this past Sunday that the Lord 330 00:15:59.070 --> 00:16:01.840 told him not to preach and on voting as a Christian. 331 00:16:03.120 --> 00:16:05.580 Wow. You know, I'm afraid of taking this wrong, but 332 00:16:05.700 --> 00:16:09.440 if that pastor got up there and said that you're 333 00:16:09.519 --> 00:16:12.330 not supposed to vote as a Christian or you're not 334 00:16:12.370 --> 00:16:14.889 supposed to vote at all, that you're supposed to just 335 00:16:15.429 --> 00:16:21.309 vote on your ideology, your secular ideology or something, I 336 00:16:21.370 --> 00:16:25.419 would say remove that pastor. He's not representing the kingdom 337 00:16:25.460 --> 00:16:29.029 of God. In all things, do it as unto the Lord. 338 00:16:29.090 --> 00:16:32.330 It doesn't give an exception for voting. You're supposed to 339 00:16:32.409 --> 00:16:34.750 vote as unto the Lord. You're supposed to live as 340 00:16:34.870 --> 00:16:38.860 unto the Lord. I know it's hard. We're falling. We're 341 00:16:38.960 --> 00:16:42.980 inundated with all the ugliness. But and all things do 342 00:16:43.159 --> 00:16:45.960 it as unto the Lord. There's nothing in the Bible 343 00:16:45.980 --> 00:16:49.200 that would indicate any otherwise. I know there's a place 344 00:16:49.240 --> 00:16:52.580 where it says don't get too involved in the world, 345 00:16:52.759 --> 00:16:56.759 is what a liberal translation of it would be. But 346 00:16:56.799 --> 00:17:00.750 that doesn't mean not taking responsibility for what God has 347 00:17:00.830 --> 00:17:05.049 entrusted you with. to you, including your country, including your state, 348 00:17:05.089 --> 00:17:08.829 including your city, including your neighborhood, including your schools. 349 00:17:09.130 --> 00:17:12.430 Including all that. If a preacher is up there telling 350 00:17:12.450 --> 00:17:14.809 you not to vote or not to vote as a. 351 00:17:14.829 --> 00:17:22.849 Christian or whatever that is anti-biblical, I would stop and 352 00:17:22.950 --> 00:17:26.119 ask him in respectful and kind ways because the Bible 353 00:17:26.140 --> 00:17:28.480 tells us to do that too. Can you give me 354 00:17:28.500 --> 00:17:30.839 the biblical precedence for what you just said? 355 00:17:31.589 --> 00:17:34.670 And if not, can you withdraw it? That's what I 356 00:17:34.710 --> 00:17:35.049 would do. 357 00:17:35.490 --> 00:17:38.500 I mean, that pastor is supposed to be there to 358 00:17:38.559 --> 00:17:42.140 protect the flock. He is there to teach and to preach. 359 00:17:42.660 --> 00:17:45.420 And he most likely is an elder in that church, 360 00:17:45.480 --> 00:17:48.829 which is there to care for the flock. to protect them, 361 00:17:49.069 --> 00:17:51.529 to guide them. And if he's not doing that, if 362 00:17:51.569 --> 00:17:56.130 he's taking a worldview, a secular worldview, he is. 363 00:17:56.150 --> 00:17:58.509 Not representing the kingdom at that point. 364 00:17:58.809 --> 00:18:00.960 It's very hard to say these things because I really 365 00:18:00.980 --> 00:18:01.799 don't know what he said. 366 00:18:02.079 --> 00:18:04.640 Hopefully he was just saying, hey, he wanted me to 367 00:18:04.680 --> 00:18:07.819 preach on something else today instead of that. I'm hoping 368 00:18:07.859 --> 00:18:11.579 that's what it was, Eddie. But if it wasn't, I 369 00:18:11.619 --> 00:18:12.440 don't know what to say. 370 00:18:12.559 --> 00:18:15.440 It'd be like being in a church where they're giving 371 00:18:15.500 --> 00:18:19.299 their money, the donations, to Planned

Parenthood. I would not 372 00:18:19.339 --> 00:18:22.000 be in that church very long. As soon as I 373 00:18:22.039 --> 00:18:24.200 found out, I would be moving on. Because if I 374 00:18:24.279 --> 00:18:28.700 can't trust the church with my tithe, then I can't 375 00:18:28.799 --> 00:18:31.019 be under the authority of that church. 376 00:18:31.079 --> 00:18:33.500 And by the way, if you're going to church, if. 377 00:18:34.539 --> 00:18:38.160 You've put yourself under the authority of those elders— and 378 00:18:38.200 --> 00:18:41.599 those pastors, then you have to obey them, but you 379 00:18:41.640 --> 00:18:44.299 have the right to move on if they're not biblically sound. 380 00:18:45.319 --> 00:18:47.349 Absolutely. And Mark, you know, it could be one of 381 00:18:47.369 --> 00:18:48.220 those things as well. 382 00:18:48.549 --> 00:18:50.990 I totally understand, and I'm actually in favor of the 383 00:18:51.029 --> 00:18:54.349 pastor who says, you know what, I'm preaching verse by 384 00:18:54.369 --> 00:18:56.369 verse from the Bible, so I'm not going to change 385 00:18:56.410 --> 00:19:00.049 my sermon series. However, the pastor who doesn't mention it 386 00:19:00.210 --> 00:19:03.069 or doesn't encourage his congregation, hey, you have a stewardship responsibility, 387 00:19:03.269 --> 00:19:06.150 even if he spends 10 seconds on it, I think 388 00:19:06.170 --> 00:19:07.289 that's reasonable to expect. 389 00:19:07.579 --> 00:19:09.279 You know, from a faithful pastor. 390 00:19:09.509 --> 00:19:10.730 Even if he's not going to preach on it that 391 00:19:10.769 --> 00:19:12.410 day to be able to at least say, Hey, you 392 00:19:12.430 --> 00:19:13.650 guys have a stewardship responsibility. 393 00:19:13.690 --> 00:19:14.750 Go vote for the glory of God. 394 00:19:15.190 --> 00:19:17.559 Yeah. And you know what, Seth, you and I, we 395 00:19:17.619 --> 00:19:19.400 live this. I've been living it for 35, 40 years now. Um, 396 00:19:22.009 --> 00:19:24.970 So it's a little different from us. It's, duh, you know, 397 00:19:25.009 --> 00:19:26.789 this is how you live. This is what you're supposed 398 00:19:26.829 --> 00:19:33.640 to do. But for many people, newborn Christians, young Christians, 399 00:19:33.720 --> 00:19:37.259 baby Christians, Paul wrote about that. You know, it's time 400 00:19:37.299 --> 00:19:40.839 to stop taking the milk. It's time to start eating steak. 401 00:19:40.900 --> 00:19:43.890 It's time to grow up and realize that God has 402 00:19:43.970 --> 00:19:48.630 more for you. It's very important that you mature as 403 00:19:48.650 --> 00:19:51.200 a Christian, not just get into the gates of heaven 404 00:19:51.259 --> 00:19:54.710 by accepting the gift of salvation, but going deep into 405 00:19:54.750 --> 00:19:58.829 the garden of heaven. and realizing the fullness of Christ 406 00:19:58.890 --> 00:20:01.069 in your life, and allowing him to change you from 407 00:20:01.089 --> 00:20:03.650 the inside out. Let him know, I desire to be 408 00:20:03.710 --> 00:20:06.180 like you, Christ. I desire to be what you want 409 00:20:06.220 --> 00:20:10.220 me to be, God. Please begin changing me. Please begin 410 00:20:10.599 --> 00:20:15.059 giving me the will, the strength, the wisdom, the faith 411 00:20:15.220 --> 00:20:18.569 to take a step that you would take, not that 412 00:20:18.670 --> 00:20:21.269 I would take. And in doing so, you start realizing 413 00:20:21.289 --> 00:20:24.190 the fullness of Christ more and more every day. And 414 00:20:24.210 --> 00:20:26.509 the joy and the peace starts being in you. Yes, 415 00:20:26.549 --> 00:20:28.390 you're going to have down days. Yes, you're going to 416 00:20:28.430 --> 00:20:31.640 go through hard times. Yes, there's going to be some ugliness. 417 00:20:31.920 --> 00:20:35.559 But those are just times that your God and Savior 418 00:20:35.579 --> 00:20:38.359 will be there holding your hand and walking you through 419 00:20:38.400 --> 00:20:42.420 them to help you prepare to be stronger, to have 420 00:20:42.519 --> 00:20:46.390 more faith and a deeper relationship with him. Don't sit 421 00:20:46.529 --> 00:20:51.579 at the gates of heaven looking back you know, at 422 00:20:51.819 --> 00:20:55.190 what the world has for you, make sure you turn 423 00:20:55.210 --> 00:20:58.529 around and look at that garden, the true. 424 00:20:58.369 --> 00:21:01.390 Heaven and what it has for you. That's where we 425 00:21:01.430 --> 00:21:01.809 want to be. 426 00:21:02.089 --> 00:21:04.450 And someday we're going to be here on earth with 427 00:21:04.509 --> 00:21:07.549 our Lord and Savior, with our God, walking in the 428 00:21:07.650 --> 00:21:11.529 true heaven on earth. We have that to look forward to, folks. 429 00:21:11.990 --> 00:21:14.460 Let's do what we can do to honor him right 430 00:21:14.519 --> 00:21:18.380 now where we're at. And don't feel guilty when you stumble. 431 00:21:18.950 --> 00:21:22.150 But I would say there's a right amount of guilt 432 00:21:22.329 --> 00:21:24.890 when you purposely don't do what God calls you to do. 433 00:21:25.539 --> 00:21:26.079 And you know it. 434 00:21:27.059 --> 00:21:27.299 Amen. 435 00:21:27.619 --> 00:21:29.119 Hey, Mark, a quick question for you here. How would 436 00:21:29.140 --> 00:21:30.000 you counsel the person? 437 00:21:30.019 --> 00:21:31.259 And the only reason I ask is because I have 438 00:21:31.299 --> 00:21:33.259 people in my life who I love, who I know 439 00:21:33.279 --> 00:21:35.700 love Christ, who are feeling this way today. How would 440 00:21:35.720 --> 00:21:38.589 you counsel the person who says... I just feel so 441 00:21:38.730 --> 00:21:42.910 disillusioned with both political parties that I just don't feel 442 00:21:42.950 --> 00:21:44.859 like I can get out there and vote according to 443 00:21:44.880 --> 00:21:45.539 my conscience. 444 00:21:45.799 --> 00:21:48.240 And listen, I have a lot of respect for

that. 445 00:21:48.299 --> 00:21:49.720 I don't want anyone to put their hope in the 446 00:21:49.740 --> 00:21:52.220 Republican Party or the Democrat Party. But how would you 447 00:21:52.279 --> 00:21:55.119 counsel that person who's wrestling with that today and wondering, 448 00:21:55.160 --> 00:21:57.900 maybe I shouldn't vote for that reason? 449 00:21:58.059 --> 00:22:01.009 I've always wondered how do faithful Democrats who maybe don't 450 00:22:01.049 --> 00:22:04.440 agree with abortion and LGBT issues, but Like some of 451 00:22:04.480 --> 00:22:07.059 the more big government programs, how are they going to vote? 452 00:22:07.079 --> 00:22:08.259 Because they're not Republicans. 453 00:22:09.539 --> 00:22:09.740 Yeah. 454 00:22:09.799 --> 00:22:14.490 Well, with the Democratic Party leaning towards socialism and communism, 455 00:22:14.730 --> 00:22:20.470 first of all, those are anti-God establishments, government establishments, secular establishments. 456 00:22:20.950 --> 00:22:23.009 Anti-God means we don't vote for them. 457 00:22:23.470 --> 00:22:23.769 Boom. 458 00:22:24.009 --> 00:22:28.660 That's it. Very clear. But that doesn't mean you sit 459 00:22:28.700 --> 00:22:29.059 it out. 460 00:22:29.440 --> 00:22:34.460 Yeah, everybody says, you know, well, I hate the idea 461 00:22:34.509 --> 00:22:38.809 that I have to vote for the least harmful or 462 00:22:38.849 --> 00:22:41.349 the least evil or however you want to say it, 463 00:22:41.730 --> 00:22:46.210 you know, the lesser of evil. But that's the choice 464 00:22:46.250 --> 00:22:49.970 you have because Christ isn't on the ballot. The only 465 00:22:50.029 --> 00:22:52.470 way he's on the ballot is if you vote for 466 00:22:52.769 --> 00:22:57.509 whoever leans the most towards Christ. If we just keep 467 00:22:57.569 --> 00:23:00.720 doing that, eventually we start getting better and better people 468 00:23:00.819 --> 00:23:04.279 in there. And eventually we have godly people in there. 469 00:23:04.619 --> 00:23:09.589 So I highly suggest you do that. Praise God, I'm 470 00:23:09.630 --> 00:23:11.690 seeing in the chat, a lot of people are voting. 471 00:23:12.910 --> 00:23:15.390 If you need a hall pass to go vote today, 472 00:23:15.490 --> 00:23:18.799 that's great. We're issuing them so that you don't feel 473 00:23:18.839 --> 00:23:20.140 bad about missing financial issues. 474 00:23:20.160 --> 00:23:21.740 Just make sure you get it signed and you get 475 00:23:21.779 --> 00:23:23.900 the sticker that says, I voted and you send it 476 00:23:23.940 --> 00:23:25.559 to me so I can clear it for you. 477 00:23:25.660 --> 00:23:26.180 That's right. 478 00:23:27.539 --> 00:23:31.369 But if you got to go because you can't hear 479 00:23:31.400 --> 00:23:33.569 us on your radio station or the second half on 480 00:23:33.589 --> 00:23:37.990 your radio station or television station, Go out to financialissues.org 481 00:23:38.170 --> 00:23:41.470 and join us there as we continue another half an 482 00:23:41.529 --> 00:23:44.680 hour of financial issues before we. 483 00:23:44.660 --> 00:23:46.380 All go and vote with you. 484 00:23:46.400 --> 00:23:46.460 610-363-1110. 485 00:23:47.619 --> 00:23:48.119 Give us a call. 486 00:24:11.160 --> 00:24:13.319 Folks, as you've heard on our show and others like it, 487 00:24:13.339 --> 00:24:16.839 one of, actually, I'm going to amend that. The primary 488 00:24:16.980 --> 00:24:20.160 issue on the ballot today is life, the defense of life, 489 00:24:20.180 --> 00:24:21.440 the defense of human life. 490 00:24:21.579 --> 00:24:22.420 When does it start? 491 00:24:22.460 --> 00:24:24.779 Of course, we know that the word of God says 492 00:24:24.839 --> 00:24:27.109 it begins at the moment of conception. 493 00:24:27.400 --> 00:24:27.640 Amen. 494 00:24:27.660 --> 00:24:31.150 Those precious babies, Mark, they need to be defended. They 495 00:24:31.170 --> 00:24:31.829 need to be defended. 496 00:24:31.869 --> 00:24:32.910 And this is a way that we can do that 497 00:24:32.950 --> 00:24:35.750 is by voting out politicians who want to kill them 498 00:24:36.089 --> 00:24:37.910 and voting in those who don't. 499 00:24:38.170 --> 00:24:41.549 Now, of course, it's a long fight. Absolutely. but we 500 00:24:41.630 --> 00:24:43.950 have to fight this fight well. 501 00:24:43.990 --> 00:24:45.589 And one way you can do that along with your 502 00:24:45.630 --> 00:24:47.650 vote also is to make a donation to Preborn. 503 00:24:47.690 --> 00:24:51.039 Preborn is the chief ministry. 504 00:24:50.730 --> 00:24:54.660 Out there, I believe, that supports life, that loves babies, 505 00:24:54.700 --> 00:24:57.099 that wants to see mothers and fathers come to Christ 506 00:24:57.140 --> 00:24:58.160 and babies come to Christ. 507 00:24:58.200 --> 00:25:00.539 It's an amazing, just an amazing ministry. 508 00:25:00.859 --> 00:25:04.779 Preborn.com slash FISM pound 250 keyword baby. If you want 509 00:25:04.799 --> 00:25:06.819 to call in and learn more, love that. Love that 510 00:25:06.859 --> 00:25:09.140 we're partnered with them, especially on a day like today, Mark. 511 00:25:09.160 --> 00:25:10.650 It's very special. Absolutely. 512 00:25:10.670 --> 00:25:14.589 I feel so special to be with such a respectful 513 00:25:14.730 --> 00:25:19.619 organization that honors the mother, that gives them what they need. 514 00:25:19.640 --> 00:25:22.259 They need to know that that baby is real. They 515 00:25:22.319 --> 00:25:25.759 give them that with respect and honor. Then they also 516 00:25:25.819 --> 00:25:29.680 come alongside them with both the gospel and some of 517 00:25:29.720 --> 00:25:31.150 the baby's needs. 518 00:25:31.289 --> 00:25:33.170 And the counseling. So it's incredible. 519 00:25:33.609 --> 00:25:37.950 It's an organization that deserves honor itself and support. That's 520 00:25:37.990 --> 00:25:40.569 why we are so proud that they allow us to 521 00:25:40.650 -->

00:25:41.529 partner with them. 522 00:25:42.970 --> 00:25:45.630 Amen. 610-363-1110, folks. Give us a call. 523 00:25:45.690 --> 00:25:46.869 Love to hear from you in the back half of 524 00:25:46.930 --> 00:25:50.809 our show. Mark, here's a really a tough comment here 525 00:25:50.849 --> 00:25:52.450 from one of our dear friends in our chat. Justin 526 00:25:52.470 --> 00:25:55.650 from Texas had a difficult situation happen over the weekend. 527 00:25:55.690 --> 00:25:57.589 He was saying, it's hard to be happy when I 528 00:25:57.650 --> 00:26:01.309 had an Airbnb guest destroy my property yesterday, flooded the 529 00:26:01.349 --> 00:26:02.890 entire house from a Halloween party. 530 00:26:02.910 --> 00:26:04.259 It was unauthorized. 531 00:26:04.319 --> 00:26:06.059 Now I got to spend tons of time I can 532 00:26:06.099 --> 00:26:08.279 imagine money as well, Mark, dealing with this as he 533 00:26:08.319 --> 00:26:10.819 loses income. He says, young people rented it, maybe about 534 00:26:10.819 --> 00:26:14.089 20 years old, had full unrestrained rain in the house 535 00:26:14.140 --> 00:26:16.890 and ruined it. I'm feeling so defeated. He's saying, I 536 00:26:16.910 --> 00:26:19.210 bet they were all progressives too. Perhaps they were, Justin, 537 00:26:19.230 --> 00:26:21.789 but regardless of that, boy, that's so hard. 538 00:26:21.829 --> 00:26:22.950 Mark, how would you help Justin? 539 00:26:22.970 --> 00:26:27.049 Yeah, well, Justin, my guess is from the interactions I've 540 00:26:27.210 --> 00:26:30.109 had with you in the chat and in your questions 541 00:26:30.150 --> 00:26:32.769 and whatnot, you're a very intelligent person. So you probably 542 00:26:32.809 --> 00:26:36.279 have insurance. you probably have an attorney and those kids 543 00:26:36.400 --> 00:26:39.250 need to be held responsible. So don't be shy about 544 00:26:39.289 --> 00:26:43.210 going after them for every penny, for your time, for 545 00:26:43.990 --> 00:26:47.210 every expense of everything needed to turn this back to 546 00:26:47.299 --> 00:26:50.359 the way it was beforehand. I know it's a tough, 547 00:26:50.950 --> 00:26:53.079 It takes away from your time of doing other things. 548 00:26:53.599 --> 00:26:56.559 Most likely in your contract, if you had it set 549 00:26:56.640 --> 00:27:00.799 up properly with an attorney, you have in there all 550 00:27:00.859 --> 00:27:04.000 the language you need to protect yourself from these people, 551 00:27:04.059 --> 00:27:07.769 which means that they're responsible even for your loss of income. 552 00:27:08.150 --> 00:27:10.710 So get a hold of your attorney first and foremost. 553 00:27:11.539 --> 00:27:15.859 Take pictures, document everything, and make sure you go after them, 554 00:27:15.900 --> 00:27:20.039 including the attorney charges for having to sue them or 555 00:27:20.079 --> 00:27:21.440 do whatever is necessary. 556 00:27:22.279 --> 00:27:24.039 I know that doesn't take away from. 557 00:27:23.880 --> 00:27:28.069 The amount of time and the frustration in your life, 558 00:27:28.130 --> 00:27:31.690 but hey, there must be a reason why the Lord, Justin, 559 00:27:31.730 --> 00:27:33.529 you love the Lord, so there must be a reason 560 00:27:33.589 --> 00:27:35.589 why he allowed this to happen at this time. 561 00:27:36.730 --> 00:27:38.509 I don't have the solution. I'm not there. 562 00:27:38.930 --> 00:27:42.349 But you're a very intelligent guy. I would say stop. 563 00:27:42.630 --> 00:27:47.029 Count your blessings again. Give God praise and ask him 564 00:27:47.109 --> 00:27:49.670 to give you the strength and the faith and the 565 00:27:49.809 --> 00:27:53.839 joy to work through this and hold those kids responsible 566 00:27:54.140 --> 00:27:56.859 because they need to learn so that they can grow 567 00:27:57.359 --> 00:28:00.319 up to be better men and women. 568 00:28:00.779 --> 00:28:04.420 That's my suggestion to you. But here's another suggestion. Let's pray. 569 00:28:05.240 --> 00:28:08.359 Dear Heavenly Father, Justin is having a hard time here, Lord. 570 00:28:08.619 --> 00:28:11.059 And you know he loves you, Father. 571 00:28:11.079 --> 00:28:13.079 And we lift him up to you. 572 00:28:13.380 --> 00:28:16.380 I'm asking, I know there's a million things he's got 573 00:28:16.400 --> 00:28:20.859 to do and things he's got to deal with. But sometimes, Lord, 574 00:28:20.920 --> 00:28:23.740 we just need an ounce of joy, an ounce of 575 00:28:23.829 --> 00:28:26.089 peace in our life in the midst of the storm 576 00:28:26.460 --> 00:28:29.890 so we can remember, ah, that's my God. 577 00:28:29.970 --> 00:28:31.809 He's with me. It's okay. 578 00:28:32.230 --> 00:28:35.630 Everything's going to be fine. My God, my Savior is 579 00:28:35.710 --> 00:28:37.809 with me. I ask that you give him peace and 580 00:28:37.869 --> 00:28:41.849 joy and obviously wisdom, Lord, to move forward in the 581 00:28:41.910 --> 00:28:45.329 best way possible to not just help himself, but help 582 00:28:45.369 --> 00:28:51.559 those young men and women who obviously need some direction. 583 00:28:51.819 --> 00:28:53.019 In Jesus' name I pray. 584 00:28:53.539 --> 00:28:53.759 Amen. 585 00:28:54.160 --> 00:28:54.460 Amen. 586 00:28:54.839 --> 00:28:57.539 Thanks for praying for him, Mark. Justin, we're standing with you, buddy. 587 00:28:57.799 --> 00:29:01.420 You know, Mark, it does bring up, I think, an 588 00:29:01.460 --> 00:29:04.869 interesting question for us. folks like Justin, but others as well. 589 00:29:04.910 --> 00:29:06.670 I know Justin's not the only one who owns a 590 00:29:06.690 --> 00:29:10.910 rental property or two. What are some good ways for 591 00:29:11.049 --> 00:29:14.430 us who own rental properties to be able to recover 592 00:29:14.630 --> 00:29:16.650 if something like this happens? I mean, there's a lot 593 00:29:16.690 --> 00:29:18.930 of risks with it. There's obviously the risk of loss 594

00:29:18.970 --> 00:29:21.630 of income. There's also the risk of having to dip 595 00:29:21.670 --> 00:29:24.859 into your own personal money to now restore the property 596 00:29:24.900 --> 00:29:27.200 so you can turn it into an income producing machine again. 597 00:29:27.220 --> 00:29:30.539 How would you counsel him or anyone else out there 598 00:29:30.579 --> 00:29:32.839 to be able to do this well? And maybe to 599 00:29:33.279 --> 00:29:35.710 set up some safeguards to protect them from something like 600 00:29:35.730 --> 00:29:36.390 this happening again? 601 00:29:36.410 --> 00:29:40.180 Yeah, I'm not a big real estate guy, so I'll 602 00:29:40.200 --> 00:29:43.420 just give you my opinions on this. But with any business, 603 00:29:43.440 --> 00:29:47.220 there's a couple of layers of protection. First, there's the legal. 604 00:29:47.359 --> 00:29:51.059 Make sure when you draw up your rental agreements or 605 00:29:51.140 --> 00:29:53.890 your whatever agreement it is that allows people to stay 606 00:29:53.910 --> 00:29:57.130 at your house, you cover yourself for everything. They are 607 00:29:57.210 --> 00:30:01.789 totally responsible for anything they break, anything that gets broke, 608 00:30:01.829 --> 00:30:05.730 you know, anything they break, anything they harm, anything they destroy, 609 00:30:06.369 --> 00:30:11.579 including the time, the expenses to repair it, the legal fees, 610 00:30:11.839 --> 00:30:15.619 and lost income for the downtime that you, the reasonable 611 00:30:15.680 --> 00:30:17.279 downtime that you have. 612 00:30:17.779 --> 00:30:19.420 Secondly, there's insurances. 613 00:30:20.200 --> 00:30:22.680 Some insurances, you know, you're going to have to look 614 00:30:22.720 --> 00:30:26.029 into commercial insurance on this, but I would guess there's 615 00:30:26.109 --> 00:30:29.400 insurances out there with some deductibles. And that's the third 616 00:30:29.460 --> 00:30:33.099 thing is to have a resource. Remember that moat around 617 00:30:33.119 --> 00:30:36.170 your castle? Well, this is a moat around your shires 618 00:30:36.250 --> 00:30:38.950 or whatever you want to call your rental properties. 619 00:30:39.269 --> 00:30:41.089 You need a liquid moat. 620 00:30:41.390 --> 00:30:44.579 Account that gives you thousands of dollars to back up 621 00:30:44.660 --> 00:30:49.380 for repairs, for things. I mean, even normal repairs like 622 00:30:49.440 --> 00:30:52.559 pipes freezing or roofs blown off or things like that, 623 00:30:52.579 --> 00:30:55.509 you're going to have deductibles. Make sure you add up 624 00:30:55.609 --> 00:30:57.750 all those things that may come due. You might need 625 00:30:57.789 --> 00:31:00.210 a new furnace in three years or five years. Start 626 00:31:00.230 --> 00:31:02.849 putting money away now. You might need a new roof 627 00:31:02.910 --> 00:31:06.180 in 10 years. Start putting money away now. Calculate that 628 00:31:06.240 --> 00:31:07.339 just like you would. 629 00:31:07.539 --> 00:31:09.819 Preparing for your own home and your own life. 630 00:31:10.019 --> 00:31:12.660 So you have those three areas that I would, you know, 631 00:31:12.700 --> 00:31:15.089 go for the legal, go for the insurance and go 632 00:31:15.140 --> 00:31:17.430 for a bucket of cash to make sure you have 633 00:31:17.450 --> 00:31:20.990 the money to move quickly and to pay the deductibles and, 634 00:31:21.130 --> 00:31:22.250 or take care of yourself. 635 00:31:23.230 --> 00:31:25.250 Um, that doesn't mean you don't bill them for it. 636 00:31:25.269 --> 00:31:26.349 You still go after them. 637 00:31:26.710 --> 00:31:28.410 And if they refuse to pay it, make sure it's 638 00:31:28.490 --> 00:31:30.450 in there that they have to pay the legal fees too. 639 00:31:30.470 --> 00:31:34.640 Hmm. Justin, we're with you, buddy, and we're going to 640 00:31:34.680 --> 00:31:37.019 continue to pray for you. Mark, thanks for that answer there. 641 00:31:37.059 --> 00:31:38.019 That was great stuff. 642 00:31:38.059 --> 00:31:40.740 I see Justin has heard our comments, and he just said, oh, 643 00:31:40.759 --> 00:31:42.299 my goodness. Thanks, everyone. 644 00:31:42.539 --> 00:31:42.759 Good. 645 00:31:43.819 --> 00:31:44.559 Praise God. 646 00:31:45.319 --> 00:31:47.180 Guys, let's quit. It's going to be okay. 647 00:31:47.259 --> 00:31:51.000 Remember, Justin, it's just a moment in time. You've gone 648 00:31:51.039 --> 00:31:53.019 through rougher things in the past, and you're going to 649 00:31:53.059 --> 00:31:55.339 go through rougher things in the future. This is just 650 00:31:55.359 --> 00:31:58.240 a moment in time. Take some time to just stop 651 00:31:58.319 --> 00:32:01.079 and praise the Lord. Remember, he's with you right now. 652 00:32:01.599 --> 00:32:01.950 Sure is. 653 00:32:02.279 --> 00:32:02.599 Sure is. 654 00:32:02.900 --> 00:32:04.559 Guys, let's switch gears here for just a moment here. 655 00:32:04.599 --> 00:32:06.680 Of course, another one of the issues that folks are 656 00:32:06.859 --> 00:32:09.819 watching on the ballot today is energy prices, gas prices, 657 00:32:09.839 --> 00:32:12.940 different things like that. Well, apparently, Europe and Asia actually 658 00:32:12.980 --> 00:32:14.859 pay a whole lot more for gas than the United 659 00:32:14.900 --> 00:32:15.440 States does. 660 00:32:15.559 --> 00:32:18.200 Sam, tell us why. Yeah, because of the Iran war 661 00:32:18.240 --> 00:32:18.759 right now. 662 00:32:18.779 --> 00:32:22.799 This is according to a Bloomberg analysis showing that American 663 00:32:22.880 --> 00:32:27.210 shale gas is currently protecting U.S. households and businesses from 664 00:32:27.289 --> 00:32:30.950 the supply shock. giving the U.S. a major advantage when 665 00:32:30.970 --> 00:32:34.750 it comes to prices. The price difference here is rather striking. 666 00:32:34.829 --> 00:32:40.190 Buyers in Europe and Asia are paying more than $ 30 667 00:32:39.009

--> 00:32:40.589 per million British. 668 00:32:40.410 --> 00:32:44.099 Thermal units for natural gas. By comparison, U.S. 669 00:32:44.180 --> 00:32:48.019 Prices are around just $ 3, and last week it was 670 00:32:48.079 --> 00:32:49.160 actually as low as $ 2. 671 00:32:49.059 --> 00:32:49.119 50. 672 00:32:49.099 --> 00:32:49.400 Mm-hmm. 673 00:32:52.740 --> 00:32:53.279 Mark, what do you think? 674 00:32:53.319 --> 00:32:55.920 Is this just due to the difference that America is 675 00:32:55.960 --> 00:32:58.299 a country of freedom and those commies in the old 676 00:32:58.359 --> 00:32:58.920 world are. 677 00:32:58.880 --> 00:33:01.349 Just, they're living in socialist land over there? Is that 678 00:33:01.380 --> 00:33:02.119 why this is? 679 00:33:03.109 --> 00:33:07.250 That sounds like an AI answer to me. There's no substance, 680 00:33:07.690 --> 00:33:10.230 but I think there is a lot of substance. America 681 00:33:10.430 --> 00:33:14.259 is free. We do develop our resources where We have 682 00:33:14.339 --> 00:33:18.670 communist countries. We have socialist countries. We have those DEI 683 00:33:18.750 --> 00:33:21.450 countries in Europe, you know, all the little places, the 684 00:33:21.490 --> 00:33:26.039 different ones. What we've seen is that their policies to 685 00:33:27.059 --> 00:33:30.680 conform to one world order has stopped them from drilling, 686 00:33:30.720 --> 00:33:33.809 has stopped them. They don't have the same resources. In fact, 687 00:33:33.849 --> 00:33:37.289 let's just number one. We have incredible resources here. God 688 00:33:37.329 --> 00:33:41.529 bless the United States with that. Our shale revolution changed everything. 689 00:33:41.930 --> 00:33:46.549 We have just tons and tons of natural gas production. 690 00:33:46.799 --> 00:33:49.079 We have the pipelines in place to move it around 691 00:33:49.119 --> 00:33:54.690 the United States. Unfortunately, the European countries don't have the 692 00:33:54.730 --> 00:33:59.259 same resources, but they also don't have the ability to 693 00:33:59.319 --> 00:34:01.759 move it around like we move it around. So it 694 00:34:01.799 --> 00:34:04.799 makes it very convenient and easy for us. Also, they 695 00:34:04.839 --> 00:34:08.570 have to import a lot of their LNG because that's 696 00:34:08.590 --> 00:34:11.349 what you have to turn the gas into is liquid 697 00:34:12.369 --> 00:34:15.250 natural gas to ship it. And it costs a lot 698 00:34:15.289 --> 00:34:17.769 to do that. So It's not like oil where you 699 00:34:17.789 --> 00:34:20.679 just load it into a tanker and unload it. There's 700 00:34:20.840 --> 00:34:22.980 all sorts of processes that have to go on to 701 00:34:23.280 --> 00:34:27.059 create it even more so. There's also the taxes and 702 00:34:27.179 --> 00:34:32.019 the government control of these things that made it scarce. 703 00:34:32.380 --> 00:34:36.730 A lot of socialists, communists, and even just liberal governments 704 00:34:36.829 --> 00:34:39.630 purposely make it hard to get this in. 705 00:34:39.550 --> 00:34:41.630 So they can maintain control over it. 706 00:34:41.969 --> 00:34:46.050 So I think because we create so much gas and 707 00:34:46.090 --> 00:34:48.050 can move it around here and it costs so much 708 00:34:48.070 --> 00:34:51.900 to ship it, the price isn't fluctuating like oil does 709 00:34:51.920 --> 00:34:54.940 where it's cheap to ship and everything causes it. 710 00:34:55.000 --> 00:34:57.090 We get it cheap because we're able to do it. 711 00:34:57.139 --> 00:34:59.000 We have it here and we can move it around. 712 00:34:59.500 --> 00:35:01.500 And then we have to add all those costs on 713 00:35:01.539 --> 00:35:03.809 or they have to add on the cost on for shipping. 714 00:35:04.190 --> 00:35:06.369 They have to do all this craziness. They have to 715 00:35:06.409 --> 00:35:10.280 deal with the political. They have to deal with everything. 716 00:35:10.739 --> 00:35:14.880 And it's not straight to Hormuz. That just highlighted their issue. 717 00:35:14.900 --> 00:35:21.639 610-363-1110. Give us a call. Join the party on BRIV Day. 718 00:35:39.280 --> 00:35:42.199 The opinions and recommendations expressed on this program do not 719 00:35:42.260 --> 00:35:45.110 necessarily represent the opinions of the station or any of 720 00:35:45.139 --> 00:35:49.210 the program's sponsors. Additionally, all products or services offered by 721 00:35:49.250 --> 00:35:51.880 the program's sponsors may not be known by the program. 722 00:35:57.710 --> 00:36:00.530 Last segment of the day, folks. Cue your call up now, 610-363-1110. 723 00:36:00.610 --> 00:36:05.809 The stock markets have opened up, so let's see what 724 00:36:06.070 --> 00:36:08.969 is going on on Wall Street. 725 00:36:08.690 --> 00:36:09.130 Here, Mark. 726 00:36:09.170 --> 00:36:09.849 Is it a party? 727 00:36:10.150 --> 00:36:10.469 You know what? 728 00:36:10.530 --> 00:36:11.849 It's mostly a party, yeah. 729 00:36:11.889 --> 00:36:14.050 The Dow Jones is the wet blanket today, but the 730 00:36:14.199 --> 00:36:16.530 S & P and the NASDAQ are both positive. The 731 00:36:16.570 --> 00:36:20.280 Russell 2000 is up quite nicely, and oil is still 732 00:36:20.320 --> 00:36:21.039 down as well. 733 00:36:21.500 --> 00:36:23.940 Gold down slightly as well, but I. 734 00:36:23.920 --> 00:36:27.269 Think for an election day, a day when everybody seems 735 00:36:27.309 --> 00:36:30.210 to expect the markets go bananas, I think this is good. 736 00:36:31.070 --> 00:36:33.949 You know, two things need to do today. First, go 737 00:36:33.989 --> 00:36:36.110 vote if you haven't. Praise God if you have. 738 00:36:36.750 --> 00:36:41.800 And hopefully you voted like a Christian, biblically responsibly voted 739 00:36:42.320 --> 00:36:45.659 as a Christian, only saying yes to those things that 740 00:36:45.699 --> 00:36:48.559 honor God and saying no to all else. And if 741 00:36:48.619 -->

00:36:52.070 there's nobody on the ballot at all, that is honoring 742 00:36:52.110 --> 00:36:55.429 God in any way, then I get that it's hard 743 00:36:55.469 --> 00:36:58.119 to vote. But my guess is there's a lesser of 744 00:36:58.179 --> 00:37:01.239 two evils there that you could vote for. At least 745 00:37:01.260 --> 00:37:05.800 the party platform more aligns with your faith than anything else. 746 00:37:05.920 --> 00:37:09.110 But then the second thing is even more important, and 747 00:37:09.150 --> 00:37:12.090 that's to pray. Pray that God's will be done. Pray 748 00:37:12.130 --> 00:37:15.250 that we all accept God's will and that we move 749 00:37:15.389 --> 00:37:18.110 on it once we see the election results, that his 750 00:37:18.150 --> 00:37:23.789 hands will cover the consequences election so that it will 751 00:37:23.829 --> 00:37:27.989 be fair and pure and that God will be honored 752 00:37:28.070 --> 00:37:30.289 in all, above all things, that God will be honored 753 00:37:30.369 --> 00:37:34.730 in this. And we honor him by not kicking, screaming, cursing, 754 00:37:34.769 --> 00:37:39.550 and scratching everything because our guy loses or their guy 755 00:37:39.650 --> 00:37:41.409 wins or something like that. 756 00:37:41.769 --> 00:37:43.349 But we accept that God's in. 757 00:37:43.329 --> 00:37:46.449 Control and we say, from this moment on, I'm going 758 00:37:46.469 --> 00:37:48.969 to honor God in all I do. Make this day 759 00:37:48.989 --> 00:37:52.789 the best the first day of being the best steward 760 00:37:52.989 --> 00:37:55.389 of the rest of your life that's how we honor 761 00:37:55.449 --> 00:37:57.530 god we do it by the voting we do it 762 00:37:57.610 --> 00:38:01.869 by everything else and by by everything we do honoring 763 00:38:01.909 --> 00:38:04.010 god with it i know you're tired of hearing this 764 00:38:04.050 --> 00:38:06.849 from me but obviously we all need to hear it 765 00:38:06.889 --> 00:38:10.239 including myself step by step honor god. 766 00:38:10.039 --> 00:38:12.059 It's well said mark 6 10 3 6 3 11 767 00:38:12.059 --> 00:38:13.119 10 mark a question here terry is 75 years old 768 00:38:15.840 --> 00:38:18.539 And he says, if the Fed raises rates in December, 769 00:38:18.980 --> 00:38:20.400 they meet, I believe, December 9th. 770 00:38:20.420 --> 00:38:21.079 That's a Wednesday. 771 00:38:21.099 --> 00:38:23.989 That's when the next meeting is. He's wondering, will the 772 00:38:24.070 --> 00:38:26.130 CD rate go up should they raise rates? 773 00:38:26.150 --> 00:38:26.670 What do you think? 774 00:38:28.050 --> 00:38:29.150 There's a possibility. 775 00:38:29.289 --> 00:38:30.650 I know a lot of people would say, well, the 776 00:38:30.690 --> 00:38:32.929 CD rates aren't directly tied to it. 777 00:38:32.949 --> 00:38:36.849 Yeah, but they are. When the lending rate goes up, 778 00:38:36.969 --> 00:38:38.530 the overnight lending rate goes. 779 00:38:38.389 --> 00:38:40.559

Up for the banks, they have to make up that 780 00:38:40.659 --> 00:38:41.659 difference somewhere. 781 00:38:42.139 --> 00:38:44.139 So what they. 782 00:38:44.039 --> 00:38:48.670 Will do is, is they'll pass on any lending race, uh, 783 00:38:48.829 --> 00:38:52.909 both to the cost of borrowing, but CD rates will 784 00:38:53.730 --> 00:38:56.730 oftentimes can either lag behind or not go up because 785 00:38:56.769 --> 00:38:59.210 of what the market's willing to pay for those CDs. 786 00:38:59.590 --> 00:39:02.329 So let's take an example here. Let's say that the 787 00:39:02.409 --> 00:39:06.039 economy just crashes. I know don't, we don't want to 788 00:39:06.079 --> 00:39:08.860 go there long, but let's say the economy crashes, the 789 00:39:08.900 --> 00:39:13.849 markets crashes. And CD rates probably won't go up because 790 00:39:13.889 --> 00:39:16.550 so many people are trying to get CDs and treasuries 791 00:39:16.659 --> 00:39:20.099 and stuff. And they'll force the yield down by going 792 00:39:20.159 --> 00:39:21.519 into them and paying higher. 793 00:39:21.340 --> 00:39:22.440 Prices for these things. 794 00:39:22.760 --> 00:39:25.969 But let's say the economy stays just like it is, 795 00:39:26.070 --> 00:39:30.539 just growing and increasing and strong in the market. do 796 00:39:30.579 --> 00:39:33.780 what they've done for the 19 out of 19 past 797 00:39:34.880 --> 00:39:36.440 midterm elections. 798 00:39:36.000 --> 00:39:37.199 And continue to go up. 799 00:39:37.599 --> 00:39:42.309 Well, we might see CDs having to compete and go. 800 00:39:42.260 --> 00:39:42.840 Up as well. 801 00:39:43.550 --> 00:39:46.030 They could do that even their yield could go up 802 00:39:46.230 --> 00:39:48.369 even if they don't raise the rate. 803 00:39:48.510 --> 00:39:50.320 So It could happen. 804 00:39:52.139 --> 00:39:55.239 I don't think it's going to be of any major significance, 805 00:39:55.320 --> 00:39:58.840 but of a quarter percent. If you can earn another 806 00:39:58.900 --> 00:40:01.550 quarter percent, why wouldn't you, right? Do the best you 807 00:40:01.570 --> 00:40:04.269 can as often as you can and honor God. That's 808 00:40:04.349 --> 00:40:05.809 my thought on it. What's yours, Seth? 809 00:40:06.230 --> 00:40:06.889 I think it's right on. 810 00:40:07.010 --> 00:40:08.849 That's exactly right, Mark. Best you can as often as 811 00:40:08.869 --> 00:40:11.510 you can honor God. That's true in every area, not 812 00:40:11.530 --> 00:40:14.000 just with our stewardship, but I think- Or CDs. 813 00:40:14.599 --> 00:40:17.179 Yeah, or CDs. That's exactly right. So there you go. 814 00:40:17.780 --> 00:40:18.739 Good stuff, Mark. Love that. 815 00:40:19.019 --> 00:40:21.519 Here's one other question, Mark, from Justin in Texas. He 816 00:40:21.539 --> 00:40:24.940 was saying, I think there could be a good semiconductor 817 00:40:25.119 --> 00:40:28.699 run coming up. When does Micron earnings come out? And 818 00:40:28.719 --> 00:40:31.000 when does WDC come out? Now, disclosure, I know Micron 819 00:40:31.019 --> 00:40:31.800 is not on the buy list. 820 00:40:31.840 --> 00:40:34.199 I don't own it. Justin's absolutely right to not own it. 821 00:40:34.300 --> 00:40:34.920 It is dirty. 822 00:40:35.059 --> 00:40:37.280 Western Digital is clean, however. He's using it kind of 823 00:40:37.360 --> 00:40:39.239 as a placeholder for the whole industry. 824 00:40:39.300 --> 00:40:41.409 Exactly. Exactly. And of course, Western Digital. 825 00:40:41.610 --> 00:40:45.130 That's what he's doing. No, I'm not. I'm just teasing Justin. 826 00:40:46.300 --> 00:40:48.639 I really do believe that you love the Lord and 827 00:40:48.659 --> 00:40:52.559 you're investing with biblical integrity. I really don't want to 828 00:40:52.639 --> 00:40:54.940 even address Micron because it's not on it. But I 829 00:40:54.980 --> 00:40:59.840 will tell you that last reported, they last reported September 30th. 830 00:40:59.920 --> 00:41:01.960 So it's not going to be right around the corner. 831 00:41:01.980 --> 00:41:06.179 Next estimated earnings date is the 23rd of December. It's 832 00:41:06.219 --> 00:41:11.489 not officially confirmed yet. But again, Micron's not BRI. Western 833 00:41:11.530 --> 00:41:15.170 Digital reported in October, just the end of October the 22nd, 834 00:41:15.710 --> 00:41:19.760 listen to this, Justin, revenue increased 55% year over year 835 00:41:20.090 --> 00:41:25.579 to $ 4. 38 billion. It generated $ 1. 38 billion in free cash flow, 836 00:41:26.219 --> 00:41:32.119 projected second quarter revenue growth of 66% to 72%. Next 837 00:41:32.179 --> 00:41:34.199 reporting date hasn't been announced yet. 838 00:41:34.719 --> 00:41:35.599 But you know what? 839 00:41:35.960 --> 00:41:40.300 I think that like you, I believe there is a 840 00:41:41.380 --> 00:41:47.369 very strong argument for good semiconductor companies. Now, remember, we 841 00:41:47.409 --> 00:41:51.929 want financial steel behind them. We want to be strong companies. 842 00:41:52.610 --> 00:41:55.820 And We want their price to be reasonable. We don't 843 00:41:55.860 --> 00:41:58.349 want to be overvalued. We don't want it to be 844 00:41:59.269 --> 00:42:02.210 so fat that it takes in the next three years 845 00:42:02.389 --> 00:42:06.489 of every possible ounce of earnings or whatever. And then 846 00:42:06.530 --> 00:42:08.900 when something doesn't go right, it drops like rock. 847 00:42:08.940 --> 00:42:10.039 So we want to be careful. 848 00:42:11.320 --> 00:42:16.699 I really believe, well, you know, also Micron and Western 849 00:42:16.739 --> 00:42:21.190 Digital are two different types of companies. Micron makes DRAM, NAND, 850 00:42:21.250 --> 00:42:24.590 and all the memory, where Western Digital is more in 851 00:42:24.730 --> 00:42:28.000 hard drives. And they're a little bit different. They're in 852 00:42:28.019 --> 00:42:33.460 the same category in general.

But I personally think that 853 00:42:33.579 --> 00:42:37.099 there is the possibility of seeing a lot of tech 854 00:42:37.179 --> 00:42:44.139 in different areas dealing– dealing, especially in what you're talking 855 00:42:44.179 --> 00:42:47.360 about here, semiconductors and other electronics? 856 00:42:47.420 --> 00:42:49.019 What about networking equipment? 857 00:42:49.059 --> 00:42:55.429 What about the connecting of all these servers together, not 858 00:42:55.510 --> 00:42:58.489 only inside, but outside of these server farms that are 859 00:42:58.510 --> 00:43:03.469 going up? All these places, there's little chips, there's all 860 00:43:03.530 --> 00:43:07.750 sorts of connectivity devices that are needed, and there's all 861 00:43:07.789 --> 00:43:11.300 sorts of of products and service. Some, just some very 862 00:43:11.380 --> 00:43:14.840 simple stuff, cabling, tubing, all sorts of. 863 00:43:14.840 --> 00:43:17.650 Things like that. Fiber optics, they're all there. 864 00:43:17.670 --> 00:43:20.170 I share your opinion is the bottom line of what 865 00:43:20.190 --> 00:43:23.449 I'm saying, but I still wouldn't invest in Micron because 866 00:43:23.469 --> 00:43:24.969 they're not biblical responsible. 867 00:43:25.110 --> 00:43:28.719 But you're also saying Micron's earnings might not affect WDCs 868 00:43:28.739 --> 00:43:29.659 because they're so different. 869 00:43:30.409 --> 00:43:31.829 Well, because they're a little different. 870 00:43:31.849 --> 00:43:33.590 Right, a little different. Different enough, yeah. 871 00:43:33.909 --> 00:43:37.469 Yeah, different enough that they won't affect, that it's not 872 00:43:37.659 --> 00:43:41.179 a direct read from one to the other. They're still 873 00:43:41.199 --> 00:43:45.539 in the technology, still in the same big basket, but 874 00:43:45.579 --> 00:43:47.440 there's smaller baskets in there as well. 875 00:43:48.599 --> 00:43:48.760 Yep. 876 00:43:49.179 --> 00:43:51.219 Mark, here's a follow-up from Cheryl in Ohio. 877 00:43:51.260 --> 00:43:53.300 She's wondering, why do all the tech stocks seem to 878 00:43:53.380 --> 00:43:56.079 move together up or down? That's a good question, Mark, 879 00:43:56.099 --> 00:43:58.179 because you would think, well, wouldn't the strong stocks move? 880 00:43:58.469 --> 00:44:01.090 tend to always go up and the weaker stocks tend 881 00:44:01.110 --> 00:44:02.199 to go down. But it does seem like a lot 882 00:44:02.219 --> 00:44:02.860 of them move together. 883 00:44:02.880 --> 00:44:03.280 Why is that? 884 00:44:05.159 --> 00:44:05.800 I'm not sure. 885 00:44:05.980 --> 00:44:07.960 Well, I see the bulk of those, but I don't 886 00:44:07.980 --> 00:44:11.880 think that's much different than most industries. Not all industries, 887 00:44:11.940 --> 00:44:15.110 but most. I don't think it's much different. And a 888 00:44:15.179 --> 00:44:18.409 lot of that, I'm sure there's multiple reasons. One would 889 00:44:18.449 --> 00:44:19.630 be

Wall Street itself. 890 00:44:20.010 --> 00:44:20.650 All the major. 891 00:44:23.969 --> 00:44:26.489 Platforms are no, let me think about how to say. 892 00:44:26.429 --> 00:44:32.000 All the major portfolio managers, pretty much move at under 893 00:44:32.039 --> 00:44:35.760 the same circumstances. And since they have, they're the gorilla 894 00:44:35.800 --> 00:44:38.000 in the room, they have the biggest cloud, they're moving 895 00:44:38.300 --> 00:44:43.329 hundreds of millions of dollars. It affects everything. So it's 896 00:44:43.429 --> 00:44:46.110 just like anything else. It's like the broad market. How 897 00:44:46.190 --> 00:44:50.260 come in general, if the market is growing and it's 898 00:44:50.340 --> 00:44:53.480 on a very positive trend, the majority of stocks in 899 00:44:53.519 --> 00:44:55.619 there are going to go up with it, even if 900 00:44:55.659 --> 00:45:01.280 they're not strong stocks, because people and portfolio managers get 901 00:45:01.360 --> 00:45:02.960 behind the broad market. 902 00:45:03.179 --> 00:45:03.920 They buy the. 903 00:45:03.909 --> 00:45:07.090 Indexes or they sell the indexes. I think that's one 904 00:45:07.110 --> 00:45:09.630 of the things that comes out of it. If, if, 905 00:45:10.010 --> 00:45:14.510 some of the majors start selling off, then people panic, 906 00:45:14.679 --> 00:45:18.840 and they own these majors inside index funds, so they 907 00:45:18.880 --> 00:45:21.860 get rid of the index funds, which sell off everything else, 908 00:45:22.179 --> 00:45:26.340 which then triggers the AI or the quants to start saying, well, 909 00:45:26.360 --> 00:45:29.880 this one's momentum has turned negative, so that causes more 910 00:45:29.920 --> 00:45:30.860 people to sell them, and. 911 00:45:30.800 --> 00:45:31.780 It goes across the board. 912 00:45:32.139 --> 00:45:37.670 So it's almost a social experiment, but it's also... because 913 00:45:37.849 --> 00:45:42.449 of things like indexes and people owning indexes and selling 914 00:45:42.510 --> 00:45:46.480 the whole index off instead of just selling a single 915 00:45:46.559 --> 00:45:50.500 stock off. And I think that's what it really is, 916 00:45:51.000 --> 00:45:57.070 is a manipulation through the larger portfolio managers and the 917 00:45:57.190 --> 00:45:57.889 index funds. 918 00:45:58.909 --> 00:46:01.269 Well, Mark, speaking of manipulation, as we close our show 919 00:46:01.329 --> 00:46:03.250 on this election day, I do hope our listeners will 920 00:46:03.269 --> 00:46:07.769 also pray for fair and free elections today. And if 921 00:46:07.809 --> 00:46:10.949 you see anything nefarious, folks, throughout the country, make sure 922 00:46:11.010 --> 00:46:13.300 to righteously make a stink about it. 923 00:46:13.699 --> 00:46:14.760 Tell someone. 924 00:46:14.820 --> 00:46:17.320 Well, I want to thank everybody right now, before it 925 00:46:17.340 --> 00:46:21.260 gets too late, for loving the Lord, voting with biblical integrity. 926 00:46:21.800 --> 00:46:23.199 And honoring God in all you do. 927 00:46:23.280 --> 00:46:25.840 And with that said, Seth, would you close this show 928 00:46:25.900 --> 00:46:28.739 in prayer for our country and this election? 929 00:46:28.900 --> 00:46:31.179 For sure. Father, we thank you so much for this 930 00:46:31.260 --> 00:46:33.210 nation you've given us to steward. Help us to steward 931 00:46:33.250 --> 00:46:36.650 it well today, Lord, to vote according to your word. 932 00:46:36.789 --> 00:46:38.849 We know that your word is life and truth, and 933 00:46:38.889 --> 00:46:42.230 it is our sole guide in this life. It contains 934 00:46:42.250 --> 00:46:43.789 the message of the gospel, and so we pray that 935 00:46:43.809 --> 00:46:46.030 that would be the defining factor of. 936 00:46:46.010 --> 00:46:48.010 How we vote today. Be with your people today, Lord, 937 00:46:48.050 --> 00:46:50.010 and be with our country. In Christ's name we pray. 938 00:46:50.190 --> 00:46:50.309 Amen. 939 00:46:51.500 --> 00:46:51.860 Amen. 940 00:46:52.320 --> 00:46:56.599 God bless everyone. Go vote and smile. Honor God. 941 00:47:19.670 --> 00:47:22.250 If we ever forget that we're one nation under God, 942 00:47:22.269 --> 00:47:22.988 then we're one nation under God.