TRANSKRIPTIO 🔗
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Welcome to another episode of A Funny Features, and I'm happy to say I'm David on from Tangium.
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So, David, welcome to A Funny Features.
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Glad to have you back.
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Hey Mark, thank you very much for having us.
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We're super excited to talk a little bit about our hardware wallets, some updated features, some long-awaited features, and maybe some sneak peeks uh for the future because uh we have some items uh in our bullet chamber that will come up next.
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All right, awesome, awesome.
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Well, um, you know, I'm a big fan of Tangium.
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I have sitting over here four empty boxes of tangent wallets.
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Of course, I spread them out and put them in you know multiple different locations uh as one should.
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So uh right up front, you know, I'm a big fan of Tanjium, and it's the only it's actually the only cold wallet solution I promote.
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This is not a funny, loving Tangium.
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This is me personally as a crypto investor, and so very happy to have you on.
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I as I said before the call, I had uh Mark Ghost, the CEO of Tangent Pay, like five or six weeks ago, and uh had a had a foot had a conversation focused about the Tangent Pay side, and I thought, man, this is a great time to sort of do an update on Tangium, educate the Afani customer base, but we also have a lot of viewers that they're not Afani customers, but they're just interested in security and uh security of their crypto in particular.
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And so I'm loved to have you back on.
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This is awesome.
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Um, why don't we start out with just back at the basics about Tangium?
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A little bit about the history where you guys are founded or headquartered, and uh just sort of build the confidence of people on Tangent right out of the gate.
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Oh, absolutely.
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Thank you very much for asking that because some people in the market that maybe came in last year or maybe this year and started with the crypto business just really see Tangent as some kind of a newbie.
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You know, you got that old legacy uh hardware wallet companies uh that are there for uh felt decades.
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Uh, Tangum looks very fresh, very new, uh very unexperienced, but that's not the case.
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We're founded in 2017 in the heart of Europe in Switzerland, and we had a very, very strong team and a very strong idea about avoiding scams in the crypto business because that's what we figured figured out in those days.
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The biggest key point of people that are getting scammed were seed phrases.
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So Tang invented in those days the very first seedless hardware wallet.
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So that means a hardware wallet that you need to sign transactions without displaying you or giving you the option of writing down your seed phrase.
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Because, I mean, long story short, I think every every one of you just got an email or maybe a request from a potential support employee from a hardware wallet and said, Hey, I want to help you, you got some issues, please type in your seed phrase there, or give me your seed phrase, or do this.
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And that was the core idea of the tangent hardware wallet, the tangent cards, to say, let's not give the people the most valuable item of a hardware wallet, the seed phrases.
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And that was the main idea of the first version.
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Then we figured out in 2022 that the community really hardly wanted seed phrases.
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So we recreated the 2.0 version, what I just have at my hands.
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And that version just gave you the option to work with your tangent wallet as already known without seed phrases.
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And then, if you want to, you can also select display seed phrases or enter in a seed phrase that you already got from another wallet.
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So that gave us more flexibility.
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And pretty proudly, in the end of 2024, we created the very first item of the cust of the tangent wearable series, and I call it exactly the first item because we got many more coming.
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I promise you, this is so exciting for us.
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The tangent ring.
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So a ring in the form factor as the hardware wallet.
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Same microprocessor, same functions, nothing different.
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But you just need don't need to grab your physical wallet to grab your card.
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If you can have your hardware wallet, what you need to sign transactions, to swap assets directly on tangent, to put something to staking, uh, you know, to just do whatever you want on your wallet, just on your finger.
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Just unhook it from your finger, sign the transaction, tap it to your phone, and then you're good to go.
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And this is the story until now.
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And I can tell you, we have done tremendous amount of updates, quality of life features, etc., on our wallet during the last month to really improve the quality of life for our users and also the user experience.
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What is most likely the most important for us?
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So, yeah, that was a little bit of wraparound
Load full transcript
about Tandrum history and where we are right now.
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Yeah, it's awesome.
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And you just reminded me, so a couple of months after I interviewed you last time, I interviewed Brandon LaRoque, who I don't know if that name sounds familiar to you, but he's the guy who got 3.2 million in XRP stolen from him.
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He woke up the next day, and it turns out he was using a cold wallet that had an app on the app store that he downloaded that asked you to enter in your seed phrase, which turns it obviously into a hot wallet.
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And uh and then he got 3.1 million, 3.2 million of XRP stolen away.
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And so it's one of the reasons why I appreciate the simplicity of Tangium, that you have that choice of seedless or non-seedless.
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The other thing that if you could just talk about is highlight the difference between the simplicity of Tangium versus what most people are familiar with Ledger and Trezor, these hardware physical devices.
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And the reason I don't promote those is because I've been in cybersecurity my whole life, and and the more when things are complex, people find all kinds of ways to get around security or to shortcut, or or they're in a rush and they got to plug in cables and they're being asked to upgrade the firmware, software, something.
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And with Tangium, like I I haven't had to do anything.
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Um, other than just you know keep my mobile app updated.
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And so could you highlight the simplicity of Tangium and the difference between these other solutions that are in the market?
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Uh thank you for asking that.
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So, first of all, it's very important for me to, I mean, I don't like to talk bad about competitors.
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I can say so many bad things about them.
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Uh, first of all, so the one that you highlighted from France.
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Um I'm I'm content creator by my own in Europe in with German.
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So, I mean, nothing you really need to show up, but uh or need to take a take a look to.
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But uh I came from the same path as you.
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Uh I'm not so deep into IT security, but when I figured out how loose this French company um is handling the customer datas, the security elements um of the most valuable thing, so the test customer informations, I also shut off promoting those wallets because I couldn't, I mean, I I couldn't stand behind that product if not every single aspect of the product is great.
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And again, keeping the customer data private, secure, and away from hackers and scammers is one of the most important things when it comes to money.
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But we can talk about that maybe a little bit later.
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So uh you highlighted two very good hardware wallets.
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Um, what is the major difference?
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I mean, the biggest point, what we figured out at Tanjium, is durability and reliability.
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So, I mean, what do you got in a wallet like a ledger or a treasure, no matter what model?
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You got a lot of different items, a lot of different parts, processors, chips, displays.
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And here's the shocking thing about that.
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If I talk a little bit about the security, if you really drag down every single component of these wallets, you might see components that you will also find in garage door openers, in very low secure items.
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And we're gonna say in Germany, a chain is only that strong as the weakest link.
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And if you got a non-secure qualified element in your hardware wallet, what contains your money, this is the weakest point.
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So, and we thought it a tangent.
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What could be more simple than a plastic card?
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An EAL6 Plus rated microprocessor, was also patented from Samsung with the highest quality standards, and some goofy copper antennas.
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So honestly, there is nothing that could get hacked.
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Ledger tried it, they failed, they made a proof of concept, but never really hacked a wallet.
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Um, and what could break at that card?
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Nothing.
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Uh, I don't know if you remember, uh told last time, my or I showed you last time my very first tangent wallet, what I shot with a calibre 22, I drilled through it with a drill bit, I burnt it with a torch, I ran over with a tenton forklifter, I froze it, I cooked it, I burnt it, I really did everything with it.
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It's still working.
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And I mean this shows how great this wallet is.
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I mean, this is nothing what you do daily, yeah.
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You don't run it over with a tenton forklifter or shoot it with a gun.
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But I couldn't do that with any other hardware wallet because if you do so, it definitely breaks down.
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So to me, the biggest um differential part between this wallet, what I got on my back here, and tang, is it really drags down the hardware wallet to that would it have to be something what you need to sign your transaction.
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So nothing is more simple than grabbing your phone where you got your three-time audited tangent uh app on it, then do whatever you want, you know.
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Just uh maybe you want to swap something on tangent directly, some Ethereum to XRP or some Bitcoin to use the tether on Polygon Network or something like that.
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You can do that directly on Tangem, grab your wallet and sign the transaction.
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And this is all your hardware wallet needs to be.
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And make yourself the path and Google definition of hardware wallet.
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You will find a very good article, I think it is by crypto.com.
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Um, the definition of a pure hardware wallet is that it's not online, and what could be more offline than a plastic card?
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I couldn't prove that any of the other devices here in the background maybe do not link to any network or you know, just go any goofy routes, you don't know.
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And this is something what really makes tangent simple.
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Everything in one app, don't need to download any additional apps, you don't need to study for hours how to set it up.
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It's a guided process that allows you, no matter if you're a pro or if you start with uh self-custody right now and heard yesterday about Bitcoin, you can set up your hardware wallet in two and a half to maximum five minutes with seed phrases or without seed phrases.
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So it's up to you.
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And this is knowledge, this is educational training, what we do also with our customers.
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Uh, we help to understand them.
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What's the best way for them?
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What's the most securest way?
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And where do they really need to pay attention within the setup process, or also all the actions that you could do on tangent, like staking, directly swap, native swap, cross-chain swap, or even like you explained it with the interview earlier, um just spend your crypto assets directly with your Visa Platin card, what's integrated into Tangent.
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So on more than four million visa terminals worldwide, no matter if you pay groceries, gas, insurance, or your new car with a credible volume and uh limits on that.
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So I hope that explains it a little bit better what is the difference between all the other hardware wallets and tangent.
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Yeah.
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Yeah, you mentioned one thing that uh like you don't know if things are being rerouted, you know, be uh uh on the internet and stuff like that.
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And so that's why I don't that's why I like Tangium, uh, because it doesn't have cables.
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Because at this point now, you have to be worried about the cable itself.
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Like your computer, your your phone could be completely clean, but then you get this cable that uh is programmed to send data to you know server somewhere else around the world.
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And so um the fact that there's just no cables, no batteries, there's no software to update on the card itself is uh just makes it very, very simple.
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Um one thing also is people care about privacy.
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They care about the fact that you know the crypto isn't really like tied in their name and their address.
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And and so could you talk about also the the privacy aspects?
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What do you what are the pros, cons of using a Teams solution?
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Uh and if it differs from these other hardware devices, then um you know outline that as well.
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Great question, really.
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So um we can talk about privacy at the tangent card, or I think it's more important to get to the very first step when you or your viewers just grab their tangent card.
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So for all that don't know, we have great, great uh auction right now.
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We have 50% off for the second set and also plus 10% discount with your code.
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Uh Mark will drop it in the video below or just maybe pin it here somewhere.
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Uh so feel free uh to just secure your tangent card or maybe a second one for friends, loved ones, or uh as a backup, what's really highly recommended.
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Um let's start at the point where you order your tangent card.
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So, what you're gonna do, you go to our website, tangent.com, and then you go to the very bottom, you can enter in Mark's code, and you will get the discount.
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So when you order your tangent card, it comes directly to the location you want it to, maybe your home, maybe the address where you work, whatever.
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Um, and here's something very unique.
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What Tangent is doing, as far as I know, is the only hardware wallet provider or supplier or producer in the world.
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We separate our ordering process of the wallet from the production process.
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So if you take a look to the tangent card, you might see a small batch number here below.
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It's probably not good visible, but trust me, we got a batch number here at the bottom.
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Here's a black one, you can see it better.
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Um so with the batch number and your address, you could maybe link the wallet with your personal data.
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So we could maybe know who you are, what your funds are, how much you store.
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But here is what
Tanger makes very, very, very unique.
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We separate the ordering process from the production process.
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And what we also do, after a couple of weeks, we delete completely customer informations.
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So we don't know after a couple of weeks who bought a wallet, who you are, where's your address.
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So let's assume a government, um a lawyer or someone else come to Tangim and say, Hi, uh, I got Mark here, uh, he's involved in some GUI transactions, we need to freeze his wallet or I need his address.
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Tangem say, okay, we got no clue who Mark is.
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I mean, for sure, you're a partner, we know you good, but we don't know you from the customer side.
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And that is something very important for us.
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So even if someone might hack any tangent servers or any tangent uh informations, there will be nothing that we can release or they can find about customers, what they ordered, how much they ordered.
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I just talk only about the other hardware wallet producer in France that had multiple problems with that.
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What ended up in fake wallets sent to them, uh emails sent to them, fake letters sent to them, with really good information on its QR codes, what drains your wallet, what is very, very important for us.
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So we are Tangem, we start with privacy really at the very beginning.
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And after that, like I told you, we got no clue who you are and who owns any assets.
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Tangum also does not operate any private service, what records information, everything which you do on your tangent wallet will happen only on your smartphone and in combination between your card and your smartphone.
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Nothing gets stored, nothing gets saved, uh, there is no back test or anything else.
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There is only one small thing that we check during the setup process.
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When you just start setting up your very first tangent wallet, we are grabbing one PDF file from a tangent server, what just contains all the tangent batch numbers, what we had, what I've shown you here, and it's checking if this is a batch number that is produced by tangent.
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That's all we're gonna check to make sure that you don't get a fake wallet or anything else.
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And um, you can also do all your setup process in flight mode, what is also very good, um, because then you definitely make sure that nothing gets out to any person.
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You don't want them to know about your seat phrases, your data, or anything else.
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So, long story short, I know we talked uh a lot.
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Um, we as tangent, we are very proud.
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We produced at today approximately 8.6 million of these tangent wallet cards.
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First of all, none of them get hacked, none of them ever failed, and we also give you a 25-year warranty.
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And we don't know who you are, we don't know what's the assets on your tangent wallet, and we couldn't freeze anything.
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Let's uh think about that a little bit longer and make sure that the wallet maybe you're using right now from a different supplier offers you the same topic of privacy uh and also transparency.
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Well, that's great news about the fact that you you uh delete customer data.
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I didn't even think that uh I didn't think about that, but now that you say that, that's uh yeah, that's awesome.
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That's awesome.
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So as a customer, I appreciate that.
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And um I love privacy.
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If the data doesn't exist, it can't be stolen and used against us.
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And so that's good news.
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Um now in terms of um, you know, we spoke about people going to the website and they order, and in terms of how many wallets somebody should have, and I don't know, I don't know what like your philosophy would be, but like the way that I have my I I have now actually have five tangent wallets.
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I have a couple other wallets that I had well before Tangent that um I haven't touched them in probably a year and a half.
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Um but the way that I have it arranged is I have one that I consider sort of my gateway, and then the other four I don't touch.
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Um if I send Bitcoin to those ones, I don't touch it, I don't do anything with it, and then I have one where but that's the one I I attach my tangent Visa Pay card to it, and it's the one I call sort of my gateway wallet.
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Uh but should I think people should have more than one tangent wallet.
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Is do you have do you have thoughts about like let's say somebody has$10,000 worth of Bitcoin, Ethereum, and XRP or something.
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Like to me, they should have m two at least two wallets at that point and split the assets up.
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That's a very, very, very knowledgeable and very intelligent way what you are talking about right now.
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And this is knowledge that not a lot of people have and not a lot of creators talk about.
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Uh thank you, really.
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Thank you for bringing that up.
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So let's let's do that.
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Let me show you what I do because I really love to uh give you a little bit um of of a background.
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I couldn't show my okay, I couldn't I couldn't switch my camera anyway.
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Uh so what I have.
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I have right now six wallets for my own, plus a burner wallet, and four wallets for my kids.
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So let me explain a little bit.
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First of all, why burner wallet?
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What is that?
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I think it's sort of your gateway wallet, what you're explaining a little bit.
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Um, I'm working a lot in DeFi space, so like using voting rights, or maybe stake some items, or maybe claim some airdrops.
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So just imagine um you have your physical wallet full of all the money that you that you own from your bank account.
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You know, it's so packed, you've got it in your pocket, and you are in New York at Central Park, midnight or 1 a.m.
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Not a good idea.
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So if you get robbed, everything's gone.
00:20:51.119 --> 00:20:54.000
That's the same thing with your wallet.
00:20:54.240 --> 00:21:07.920
If you claim an airdrop or just go to a DeFi application, use Wallet Connect, or maybe use your voting rights with a wallet where you got all your funds on it laying around, no matter if it's 10,000, 100,000 or 5 million.
00:21:08.240 --> 00:21:14.799
This is the same situation as using your physical wallet with all the money in midnight or 1 a.m.
00:21:15.039 --> 00:21:16.480
in Central Park in New York.
00:21:16.640 --> 00:21:18.799
So if you get robbed, you lose everything.
00:21:19.039 --> 00:21:20.960
So therefore, I got a burner wallet.
00:21:21.039 --> 00:21:35.680
This is a wallet where I only got some dollars in gas fees for Ethereum, Arbitrum, Matic, um, yeah, XRP, Bitcoin, if I need to claim something, you know, or if I need to send some assets to a staking pool or whatever.
00:21:36.000 --> 00:21:51.920
In case I sign a malicious contract or I maybe sign a contract, I don't know, when something happens, I could really easily just only lose a couple of dollars in gas fee and not my whole money.
00:21:52.160 --> 00:21:58.559
From the other perspective, what you said with the$10,000 uh idea, I think it depends a little bit.
00:21:58.720 --> 00:21:59.759
Um, what I gonna do.
00:22:00.480 --> 00:22:07.920
Every 10,000 investment summary, um, I grab a new wallet and I also separate a little bit.
00:22:08.079 --> 00:22:12.240
I had one wallet, or I get at least three wallets right now, only for Ethereum assets.
00:22:12.400 --> 00:22:17.920
I got one wallet only for Bitcoin, I got one wallet only for say and XRP maybe.
00:22:18.079 --> 00:22:24.319
So, and that uh so that ends up right now in a little bit more than six different wallets, or at least seven different wallets.
00:22:24.559
--> 00:22:29.599
Um, and every one of my uh daughters got their own hardware wallet.
00:22:29.680 --> 00:22:31.119
So I also managed them.
00:22:31.279 --> 00:22:33.759
So I really would love to show you that, but I couldn't.
00:22:33.839 --> 00:22:42.079
Uh anyway, so uh this is my this is my tangent, my my first tangent wallet, my second, third, fourth, fifth, yada yada yadda.
00:22:42.160 --> 00:22:43.599
So I I really got a lot of wallets.
00:22:43.680 --> 00:22:48.000
I also do some tests, and I think yeah, here we start with my children's wallets.
00:22:48.160 --> 00:22:49.200
I got a message here.
00:22:49.359 --> 00:22:52.559
Uh typically I got an overhead camera, but I couldn't use it here.
00:22:52.880 --> 00:22:53.759
It doesn't matter.
00:22:53.920 --> 00:22:56.000
And yeah, these are all the wallets for my kids.
00:22:56.079 --> 00:22:58.000
Uh, here we got a community portfolio.
00:22:58.160 --> 00:23:01.039
So I'm using a lot of different tangent wallets.
00:23:01.200 --> 00:23:03.200
Uh so it makes sense.
00:23:03.359 --> 00:23:09.119
Um diversifying your assets and also spitting the assets due to safety.
00:23:09.599 --> 00:23:14.640
Yeah, the burner wallet, that actually is probably a better name because that's basically how I use mine as well.
00:23:14.880 --> 00:23:19.920
Um it's the same purpose, but you explained it really very good.
00:23:20.559 --> 00:23:25.839
No, you are really one of the rarest ones that start with that because not a lot of people use it.
00:23:25.920 --> 00:23:26.400
I love it.
00:23:26.640 --> 00:23:27.440
Very good.
00:23:28.000 --> 00:23:33.279
Yeah, it's just I mean I have you know some online wallets, Coinbase and others, and I do the same thing with them.
00:23:33.839 --> 00:23:41.920
And uh, like on on my what you know is my gateway slash burner wallet, like I keep like a thousand dollars on it only.
00:23:42.160 --> 00:23:45.200
And that's what I have my tangent visa pay attached to.
00:23:45.279 --> 00:23:55.599
And if I want to, if I want to top up the visa pay, it's like I I'll have my ring on me, or uh, or before before I leave the the house, I can just add$100,$200 to it.
00:23:55.839 --> 00:23:58.960
And we can talk a little bit about the Visa Pay after this.
00:23:59.279 --> 00:24:07.599
Uh but I if you're if you're listening to this and you're wondering, should I get you know one wallet, two wallets, three, I get I would get two minimum and start there.
00:24:07.839 --> 00:24:11.440
Um you already showed the one feature, which I think is kind of a cool feature.
00:24:11.519 --> 00:24:22.960
And I I don't even know you guys had even added the feature, but then all of a sudden I was able to add multiple wallets to one of the apps on one of my phones, and so I could slide through it like you had you had did.
00:24:23.359 --> 00:24:34.240
And so that's another great feature is you could have like in your case, you know, you have all these different wallets on one phone, on one app, you can
actually have access to all of them.
00:24:34.400 --> 00:24:47.839
Yeah, but you can't you won't be able to transact on it, so you could walk around into crowds and and uh somebody could steal your phone and uh and they won't be able to send any crypto outbound or inbound or anything.
00:24:48.000 --> 00:24:50.480
Well, I guess they could send it inbound, but that'd be good for you.
00:24:50.640 --> 00:24:59.599
Uh but they can't make any transactions out of your wallet it un unless they have your seed phrase or your excuse me, your passphrase in one of your cards.
00:25:00.000 --> 00:25:01.599
Yeah, this is this is a funny thing.
00:25:01.839 --> 00:25:13.440
If somebody finds my phone and is maybe able to unlock the phone, there is no way he can have access to the tangent app because the tangent app is secured.
00:25:13.680 --> 00:25:26.400
It either way you you can only open it with your biometrics, either way fingerprint or face scan, or with one of the cards that entered in into your phone plus your private pin.
00:25:26.720 --> 00:25:28.960
So there is no way to hack that.
00:25:29.039 --> 00:25:31.440
That's amazing, and that's another security feature.
00:25:31.599 --> 00:25:33.599
And here's something very f very interesting.
00:25:33.759 --> 00:25:36.799
Uh, roughly a year ago, I just said to my wife, you know what?
00:25:36.880 --> 00:25:43.440
If I die tomorrow, you end up very badly because you don't have access to anything I got on my wallets.
00:25:43.680 --> 00:25:45.680
And uh she said, Yeah, not good.
00:25:45.759 --> 00:25:48.400
So I gave her access to my phone with the face scan.
00:25:48.480 --> 00:25:53.039
I mean, I don't know if that was smart, but uh from the financial standpoint it was smart.
00:25:53.279 --> 00:25:58.000
Um, and then I told her, hey, come on, let's open up the tangent app, do it by your own.
00:25:58.319 --> 00:26:06.880
And when we opened the tangent app with my face scan, after I entered her face scan to the general system of my iPhone.
00:26:06.960 --> 00:26:22.640
I mean, it doesn't matter if it's iPhone or Android system, the Tangem app said, Hey, we figured out, you added a new face to the system, and we want you to scan every single card plus your PIN to confirm that you are still the owner.
00:26:23.279 --> 00:26:27.039
I mean, the system is so smart, and our developers did such a great job.
00:26:27.119 --> 00:26:30.640
I'm every time when I figure that out, it really stuns me.
00:26:31.440 --> 00:26:54.160
Yeah, well, it it's like in one of our safes for for my what for my main wallets, like I have an envelope, I have directions in there, it's got a card from a couple of the wallets, and that way um like my wife would be able to just open up that wallet and go through the process and and be able to grab whatever was there.
00:26:54.559 --> 00:27:07.440
And so again, it goes back to the simplicity of Tanjium, and that if something happens to you know, one of you or myself, uh our wives are gonna be able to be able to be able to access it.
00:27:07.680 --> 00:27:23.440
Yeah, because that's kind of one of the big missing pieces of really like these hardware solutions is uh you could you could have a ton of money, you know, a ton in Bitcoin on one of these cold wallets, but if if nobody else knows how to get into it, then uh you know it's gonna be stuck there forever.
00:27:23.839 --> 00:27:24.640
You do a big favorite.
00:27:27.200 --> 00:27:27.759
Yeah.
00:27:28.240 --> 00:27:30.480
Yeah, I definitely don't want that to happen.
00:27:30.720 --> 00:27:38.000
Um I'd kind of like to move on to just some uh just one general question about tangent visa pay.
00:27:38.480 --> 00:27:42.240
And um and then we can just kind of wing it from there.
00:27:42.400 --> 00:27:51.359
But so I I've been using the the tangent visa pay, the virtual tangent uh pay card for now, probably about two months.
00:27:51.599 --> 00:27:52.880
And I I love it.
00:27:53.039 --> 00:27:54.960
It is so simple, it's so easy.
00:27:55.119 --> 00:27:59.279
I just use it as a prepaid, it's I set it up as my Apple Pay.
00:27:59.920 --> 00:28:18.720
And if I want to top it up, I just go, I just go into the wallet on my the tangent wallet on my phone and I hit top up, and it asks me to enter the passphrase and swipe either my ring or one of the cards, and I can top it up with$10,$20,000,$2,000, whatever you want.
00:28:18.960 --> 00:28:29.599
Um, and then it's my Apple Pay, one of my Apple Pays, and then it's it's a Visa card, which works at like$120 million points of sales around the world, wherever Visa works.
00:28:29.680 --> 00:28:34.400
And so I've bought coffee with it, dinner with it, paid for movies, all of that.
00:28:34.880 --> 00:28:37.839
And so it's it's awesome and I love it.
00:28:38.160 --> 00:28:48.400
But in terms of security, I think that's one thing where people, when they attach it, because the perception is you're attaching it to one of your tangent wallets.
00:28:49.200 --> 00:28:54.240
So I think people have a general question of like how how secure is that, how private is that?
00:28:54.640 --> 00:29:04.480
And could you just sort of provide the highlights on what's actually happening behind the scenes between these two, the tangent wallet and your tangent pay card?
00:29:04.880 --> 00:29:05.839
Oh, yeah, for sure.
00:29:06.000 --> 00:29:14.400
So, first of all, you need to understand with setting up the tangent pay account, you're gonna do a KYC completely with Visa.
00:29:15.039 --> 00:29:17.680
We don't know you, we got no clue who you are.
00:29:17.920 --> 00:29:24.240
The only thing that we are doing is we share the functions for the Tangent Pay app in our app.
00:29:24.319 --> 00:29:26.799
So we're using the same user interface, nothing more.
00:29:26.880 --> 00:29:32.079
They're not grabbing your information that are already on the wallet, it's just a separate process.
00:29:32.400 --> 00:29:43.920
So, what you also do with setting up your
tangent uh visa pay, tangent pay is you create a software wallet inside the tangent pay.
00:29:44.160 --> 00:29:49.200
So, what you could do from every other hardware wallet is the tangent wallet on your phone.
00:29:49.359 --> 00:29:57.200
You can directly send and swap any asset, cross chain swap or USDC on Polygon or anything else.
00:29:57.440 --> 00:30:10.799
And you can also send from every other hardware wallet or software wallet or even from an exchange USDC on Polygon Network directly to your Tangum Visa pay card.
00:30:10.880 --> 00:30:14.000
So you don't have to use Tangem if you don't have to use it.
00:30:14.079 --> 00:30:19.279
If you got maybe some dollars hanging around on an exchange, you can send it directly to the Tangent Visa account.
00:30:19.440 --> 00:30:20.640
That's good, that's great.
00:30:20.799 --> 00:30:28.400
Um, and again, both informations, or I'm gonna say both parties, Visa and Tangem, are working together, but they're not sharing information.
00:30:28.559 --> 00:30:35.039
So you still got the same quality of uh security, quality of life, and uh also uh privacy level.
00:30:35.200 --> 00:30:37.359
What you got with the tangent wallet by your own.
00:30:37.440 --> 00:30:46.880
Uh we made it much easier for the customer so you don't need to send your money somewhere else, swap it into fiat, then get it to your bank account, and then you can spend it.
00:30:47.039 --> 00:30:54.480
We just eliminated all the stuff in the middle, secure costs, make it much quicker and more secure without losing any assets.
00:30:54.720 --> 00:31:00.480
So, yeah, tension pay is just the quick and dirty way to spend your cryptos.
00:31:01.599 --> 00:31:02.480
Yeah, absolutely.
00:31:02.559 --> 00:31:03.519
And it is so easy.
00:31:03.599 --> 00:31:07.519
I I remember the uh I I think I had it for like a day.
00:31:07.599 --> 00:31:16.000
And I happened to be traveling, and I was in Southeast Asia, and I was I was in line to buy coffee at a uh at a cafe in Bangkok.
00:31:16.240 --> 00:31:20.640
And I looked at my Tanjian Pay Visa card and it only had like three dollars or something on it.
00:31:20.720 --> 00:31:24.640
So I'm sitting there in line and I actually topped up while I was in line.
00:31:25.039 --> 00:31:30.079
And and and so by the time I ordered, I you know, nobody knew any better.
00:31:30.160 --> 00:31:32.559
I just did the Apple Pay and it was so easy.
00:31:32.640 --> 00:31:37.119
And I was like, and I I had I had it less than 24 hours at that point.
00:31:37.200 --> 00:31:38.319
So that's how easy it is.
00:31:38.400 --> 00:31:42.880
I also love the fact that it is it is uh prepaid.
00:31:43.359 --> 00:31:50.799
And so if somebody were to steal your credentials, then you you know, max you would only be able to lose whatever you prepaid into it.
00:31:51.039 --> 00:32:04.079
Um now if somebody got a hold of your visa, your tangent paid visa credentials, because it is a prepaid card, then let's say they went and tried to
spend thousands of dollars, but you only had a hundred dollars left in there.
00:32:04.160 --> 00:32:06.720
I mean, it's not gonna pull from your tangent wallets, right?
00:32:06.799 --> 00:32:16.319
It's it's completely separate, has no connection in that sense, and so it's totally off in the corner, it's not connected to your tangent wallets.
00:32:16.720 --> 00:32:17.119
Correct.
00:32:17.200 --> 00:32:20.799
It's it's a bidirectional autoband, what you got there.
00:32:21.039 --> 00:32:31.359
You can send money to the tangent um pay wallet address, and you can withdraw your cryptos also if you say, Hey, I just need that money back, maybe to spend something.
00:32:31.599 --> 00:32:43.759
But there is no way that the tangent uh that the tangent pay card, so the Visa card, just automatically or directly or by a process, uh, just withdraw assets from any of your wallets.
00:32:43.839 --> 00:32:45.839
It's just a triggered process.
00:32:46.079 --> 00:32:54.880
What do you need to sign if you use your tangent card again with your tangent card to to uh tap to your phone and tap to your phone and sign the transactions uh transaction?
00:32:54.960 --> 00:33:00.559
If you don't do that, there is no way you can send any money from a tangent account directly to the tangent pay.
00:33:00.799 --> 00:33:01.759
Here's the funny thing.
00:33:01.920 --> 00:33:12.160
Um, most likely, I mean for sure, if they got the uh CCV code, if they got the number, uh if they get hold of that, they can probably copy the card.
00:33:12.400 --> 00:33:17.920
That's all they could do, but only by finding your phone or uh stealing it.
00:33:18.079 --> 00:33:21.039
There's no way you they can use the tangent pay.
00:33:21.119 --> 00:33:26.079
Again, it's secured with your biometrics and all the other stuff.
00:33:26.319 --> 00:33:42.079
And if you maybe set up your tangent card on a new phone, if you lost the old one or you get rid of it, or it's yeah, it's obsolete, um, then it automatically drags up your tangent pay card as well uh as it was on the previous phone.
00:33:42.160 --> 00:33:43.839
So that's also quite your life feature.
00:33:43.920 --> 00:33:46.559
You don't need to set it up again, do the KYC again.
00:33:46.640 --> 00:33:57.359
It's just linked to your tangent app with your tangent account, um, but not with any data exchanges or uh swapping or any information backwards or forwards.
00:33:57.839 --> 00:34:00.559
I think there's also like a freeze toggle on there as well.
00:34:00.640 --> 00:34:09.840
So I think you can freeze it, and then when you need to use it, you can unfreeze it, use it, freeze it afterwards, and then you don't have to worry about anything at that point.
00:34:10.079 --> 00:34:27.840
Um, sort of a the bigger picture, one of the things that I love about why why I recommend Tangium is because you're not a hardware, because I can't see like uh like a Ledger Trezor, these other hardware wallets doing this sort of Visa virtual card.
00:34:28.079
--> 00:34:38.400
Um because I've and and and maybe I'm not thinking of it correctly, but I can see Tangent, Tangium's kind of like becoming my bank in one sense.
00:34:38.800 --> 00:34:48.320
Sort of uh sort of a sovereign bank, the fact that it is so it's it's software-based with the tangent pay and the the mobile and the mobile app that's on my phone.
00:34:48.639 --> 00:34:53.679
Um anything I said there, like have any truth to it?
00:34:53.920 --> 00:34:57.920
Like where do you think Tangem is going to be in like five years?
00:34:58.400 --> 00:35:17.760
So that's a very nice idea, but from the perspective right now, uh mid of 2026, um I think there is there there is not an idea or the way or the wish that Tangium might become some kind of a validator, some kind of a bank or let me say liquidity provider.
00:35:18.079 --> 00:35:30.079
We are very good in building the best and the most secure hardware wallet in the world, uh, and what's also by far the most user-friendliest one, what we what we figured out so far.
00:35:30.239 --> 00:35:32.079
And this is something we could do very good.
00:35:32.320 --> 00:35:50.239
What we want to make sure is that we create really a seamless experience for everyone who wants to dive deeper into crypto, who wants to do self-custody, who really would love to make the next step from hey, I bought assets on an exchange, what should I do now?
00:35:50.400 --> 00:35:54.800
Go self-custody, uh, spend the assets uh directly, you know.
00:35:54.960 --> 00:35:57.760
Uh go go go to the next step, you know.
00:35:57.920 --> 00:36:00.559
Um, I think this is our core strategy.
00:36:00.800 --> 00:36:06.800
But again, uh, if time comes, maybe we figure out that uh some other items might become more attractive.
00:36:06.880 --> 00:36:07.840
That could happen.
00:36:08.000 --> 00:36:12.000
Uh I don't know so far, but again, mid of 2026 right now.
00:36:12.239 --> 00:36:14.719
I don't see that, or I don't think that there are plans.
00:36:14.960 --> 00:36:35.360
What we're gonna do is we're figuring out new form factors of uh how the wallet works, uh how we could integrate it into life, um, new features, uh, what the community needs, wants, and asks for, uh, new networks um and new ways um to make it more secure, better, and even more user-friendly.
00:36:35.519 --> 00:36:39.679
So I I I I I think that's all I can say to that right now.
00:36:40.079 --> 00:36:40.400
Okay.
00:36:40.639 --> 00:36:48.159
Well, at least at least today, for those people that are watching, and and because there's a lot of people out there that always ask the question like, can I live off of crypto?
00:36:48.400 --> 00:36:49.920
Can I travel off of crypto?
00:36:50.079 --> 00:36:56.000
If I if I were to fly to you know Bali, Indonesia, could I you know use my Bitcoin there?
00:36:56.159 --> 00:37:03.119
I mean, the closest thing to this, to achieving this, to me is the tangent solution with the tangent pay.
00:37:03.679 --> 00:37:13.840
And you basically can convert whatever crypto you have into the cryptos that work on, you know, like USDT, for example, that work on Tangent Pay.
00:37:14.159 --> 00:37:18.320
You can convert it, you can buy airline tickets, you can do everything you want with the Visa Pay.
00:37:18.480 --> 00:37:34.000
And so uh for those of you that uh desire that, to me, Tangium is the uh the best solution that sort of at least pulls together uh the aspects of being able to live off of crypto into on under one brand.
00:37:34.239 --> 00:37:43.039
Um is there anything in terms of like current features that maybe are worth mentioning that maybe we haven't covered yet?
00:37:44.000 --> 00:37:47.280
So we have talked last time about the multi-wallets.
00:37:47.360 --> 00:37:56.719
So you got one tangent card set, but only one Bitcoin address, one Ethereum address, one BNB address, or many other uh layer ones.
00:37:56.960 --> 00:38:07.039
What we really integrated, I would not say recently, but a couple of months ago, what was highly asked from the community, but not very simple to integrate was multiple wallets.
00:38:07.119 --> 00:38:36.880
So what you could do right now within your Tangem app, within your Tangem account, you can set up a second, third, fourth, fifth Bitcoin address, or hundredth Bitcoin address, or Ethereum address to maybe separate your assets a little bit, you know, like just a HUDL wallet for you, or a saving wallet for your wife, or I don't know, a holiday wallet for next holiday, um, and separate that all with separate wallet addresses.
00:38:37.119 --> 00:38:50.079
It all got their the same private key, what you created with a Huddle wallet, but it all linked to different um public keys, what allows you to separate a little bit better and also sort it much better.
00:38:50.320 --> 00:38:52.000
That is something I really would love to highlight.
00:38:52.079 --> 00:38:56.719
And another cool feature what we launched, I think two and a half months ago is smart gas.
00:38:57.280 --> 00:39:09.760
So for all of you who just experienced, I would say four years ago, you just wanna send tether from your hardware wallet to your exchange because you want to buy something.
00:39:09.920 --> 00:39:12.639
You know, what do you have to have as well?
00:39:12.800 --> 00:39:17.039
Yes, the layer one on tether on that tether um operates.
00:39:17.199 --> 00:39:18.159
For example, Ethereum.
00:39:18.239 --> 00:39:21.360
You got tether on Ethereum network on ESD20.
00:39:21.519 --> 00:39:25.119
You also need Ethereum, and that could be a pain.
00:39:25.199 --> 00:39:31.760
So you need to go to the exchange, buy it first Ethereum, send it to your Tangent wallet or your hardware wallet, and then send it to the exchange.
00:39:31.920 --> 00:39:33.280
So totally goofy.
00:39:33.519 --> 00:39:45.119
What Tangum did right now, and I think this is one of the most incredible steps, um, what brings mass adoption and simplicity uh in using hardware wallets forward, is that
smart gas update.
00:39:45.199 --> 00:39:53.119
So what it does, it grabs the gas fee directly from Tether, and you don't need Ethereum anymore.
00:39:53.280 --> 00:39:54.239
And this is smart.
00:39:54.400 --> 00:40:07.440
I mean, it sounds not big, but honestly, everyone who just have had that issue wanna send something quick, want to do something quick, and figure it out, oh, I don't get a gas fee, is smiling right now because they know what I'm talking about.
00:40:07.760 --> 00:40:09.599
This is something really, really great, what I love.
00:40:09.760 --> 00:40:19.360
Uh, we got it not rolled out on every network, but a lot of networks, like I think all the ERC uh EVM compatible networks that are integrated right now, and some more.
00:40:19.519 --> 00:40:22.800
Um, but figure it out and you will see it, and it's really amazing.
00:40:23.039 --> 00:40:28.880
And yeah, some I may say a sneak peek to some future uh topics.
00:40:29.199 --> 00:40:35.920
We have a new wearable coming out, what also the community requested a lot of times.
00:40:36.159 --> 00:40:41.199
Uh it's not 100% new, but it will become a very big impact.
00:40:41.440 --> 00:40:45.119
Something what our engineers did and a fabulous job.
00:40:45.280 --> 00:40:50.559
Uh what I did never expect it, and whatever I whenever someone asked me to that, I said it's impossible.
00:40:50.800 --> 00:40:51.599
But they did it.
00:40:51.840 --> 00:40:53.199
So be prepared.
00:40:53.280 --> 00:40:54.239
Uh, you will love it.
00:40:54.320 --> 00:40:55.760
I I promise you, you will love it.
00:40:55.840 --> 00:40:57.039
And it looks great.
00:40:57.519 --> 00:40:58.800
All right, awesome, awesome.
00:40:58.960 --> 00:41:06.800
And then one thing before I forget, you know, since I've recommended to people that they get multiple wallets, I'd also recommend that you get different designs for each wallet.
00:41:07.039 --> 00:41:07.679
Oh, yeah.
00:41:07.920 --> 00:41:14.079
And and sometimes if you go to the Tangum website, you can they have all kinds of different designs.
00:41:14.159 --> 00:41:16.239
I might have like a short-term design you can get.
00:41:16.320 --> 00:41:23.599
They've got a stealth card, and and and sometimes a particular design will be like another 5% off or 10% off.
00:41:23.679 --> 00:41:36.159
So you can use the Fani code, you can combine that with whatever promo the Tangent may be running directly, and then you might be able to get another discount with a specific uh design that's that's uh on sale.
00:41:36.320 --> 00:41:49.840
And the reason I say you want to get different designs because nothing will make your heart skip a beat, then you're trying to use a card and log into a wallet and you can't get in because you forgot that you've got you know the same design.
00:41:49.920 --> 00:41:57.039
And so um if if I were to go back, the only thing I would change about my tangent is two of the five wallets are the same design.
00:41:57.360 --> 00:42:06.719
Yeah, so I would I my heart was skipping a beat uh uh one one time when I was trying to use the wrong card to to get in.
00:42:07.119 --> 00:42:13.599
Maybe, maybe, maybe a little bit, a little bit rookie, but uh, I mean, this is how I sort my different wallets.
00:42:13.760 --> 00:42:18.159
I got D2, D3, D4, D6 sticker on it.
00:42:18.320 --> 00:42:23.679
So I know it's David 6, so this is my my way how to sort because I got the same problem.
00:42:23.760 --> 00:42:28.480
Uh uh like I told you, I got multiple wallets and uh I couldn't get hold of all the different designs.
00:42:28.559 --> 00:42:29.280
I love the DC.
00:42:29.440 --> 00:42:43.760
That's what I did is I put stickers on um that card so that I wouldn't and one of the things too is that I wanted to demonstrate um how to set up the tangent wallet because somebody near me or I I I convinced them to buy, and they're like, hey, can you show me?
00:42:44.000 --> 00:43:07.360
And they and theirs was going to arrive in that two days later, and so I took them through the process, and I have this brand new uh set this uh new wallet, and I unwrapped it and I set it up in front of them, and then I took it home, and then so I wanted to delete it, and then so I could reset it up brand new, and because they saw like you know the passcode and everything they're practicing with it, so I wanted to delete it.
00:43:07.440 --> 00:43:16.000
So it happened to be one that was the same pattern as another wallet, and so there I was sort of uh thinking, oh my god, I hope I don't delete the wrong one.
00:43:16.079 --> 00:43:19.360
And and so yeah, just get the get the separate wallets.
00:43:19.440 --> 00:43:23.199
You you will not care about the design, just get whatever's like the cheapest price.
00:43:23.360 --> 00:43:30.800
In the end, six months from now, you're not gonna care whether it's got an American flag on or uh you know Bitcoin, but you just make sure that they're separate.
00:43:31.119 --> 00:43:34.480
Uh I think we've covered you know pretty much everything that I wanted to cover.
00:43:34.559 --> 00:43:38.719
Is there anything that we could have missed that or that you'd want to answer?
00:43:38.880 --> 00:43:43.760
Just I could talk for another two hours on that, but you know what?
00:43:43.840 --> 00:43:44.960
Let's let's do that.
00:43:45.119 --> 00:43:50.880
Um Grab Grab uh let's ask the community what what what what questions you got with Tandrum?
00:43:51.119 --> 00:43:53.519
What is what is maybe your topics you love about?
00:43:53.679 --> 00:43:55.280
What is maybe a big question sign?
00:43:55.440 --> 00:43:58.719
What maybe prevents you from getting a tandem wallet?
00:43:58.960 --> 00:44:03.360
I know we have a lot of critics uh regarding display or regarding privacy.
00:44:03.440 --> 00:44:06.159
I think we covered a lot regarding the display and the privacy as well.
00:44:06.320 --> 00:44:11.039
But if you have any uncertainties or fears, please feel free to drop that in the comments
below.
00:44:11.199 --> 00:44:22.000
And uh I'm I'm more than happy, Mark, uh, if you would love to invite us again um to maybe do a follow-up and uh maybe we could do some kind of a giveaway to the most critical question.
00:44:22.239 --> 00:44:24.880
We may we make a nice gift from Tangium.
00:44:25.360 --> 00:44:25.840
Absolutely.
00:44:25.920 --> 00:44:34.320
I've done I've done two give giveaways on Tangent Wallet already in the last year, and uh and so I was already thinking that maybe we'd do another one.
00:44:34.400 --> 00:44:40.639
So anybody who's listened to this, subscribe to our channel, and in the next couple weeks, I'll but I'll tell you what, I'm gonna do a tangent giveaway.
00:44:40.719 --> 00:44:42.480
We're gonna give a wallet to somebody.
00:44:42.639 --> 00:44:46.239
Um, and we'll do that on a on a maybe off of one of the shorts.
00:44:46.320 --> 00:44:52.320
We'll we'll produce some shorts out of this, and maybe off one of those we can we can add in a tangent giveaway.
00:44:52.400 --> 00:45:01.199
And and uh anyone, if anyone uses the Afani promo code, basically what we do with the anything that we would get from that is we just give it away.
00:45:01.360 --> 00:45:03.840
We just and we'll just do giveaways on that.
00:45:04.159 --> 00:45:08.480
So David, I'd really appreciate you coming back on and spending the time with us.
00:45:08.800 --> 00:45:16.719
And uh I think yeah, like maybe six months, eight months from now, when when there's a couple new updates with Tangem, I'd love to have you back on.
00:45:16.800 --> 00:45:19.280
And I'm looking forward to this new form factor.
00:45:19.440 --> 00:45:21.840
I did not think that I would care about the ring that much.
00:45:22.000 --> 00:45:25.920
The the reason I got the ring is because I wanted to do a video on it.
00:45:26.559 --> 00:45:29.760
And the first time I thought, like, okay, well, I'm not gonna wear this.
00:45:29.920 --> 00:45:45.199
And and but now that I've used the ring many times, I love the fact that I can just put it on and walk around the house, walk around, uh, go walk the dog and do all of that, and and I can just have that on me.
00:45:45.360 --> 00:46:04.079
I don't normally wear it out in the public, but um it's just so handy to have that, to be able to access this you know burner wallet that I look at you know and do things with all the time because I'm typically sending things in or out, swapping uh not too often, but enough to where sometimes having that ring is just so nice.
00:46:04.159 --> 00:46:08.159
And and uh so I look forward to this new form factor.
00:46:08.239 --> 00:46:10.079
But it was awesome having you on.
00:46:10.320 --> 00:46:14.159
Thanks again for your time, and uh we'll have you back on in the near future.
00:46:14.559 --> 00:46:15.599
Thank you so many, Mark.
00:46:15.679 --> 00:46:16.880
Uh thank you so much, Mark.
00:46:16.960 --> 00:46:18.559
I really appreciate being on the show again.
00:46:18.639 --> 00:46:20.719
And thank you very much for everyone who's watching.
00:46:20.880 --> 00:46:23.519
Again, feel free to drop uh any comments, any questions below.
00:46:23.599 --> 00:46:25.119
We're more than happy to answer that.
00:46:25.199 --> 00:46:28.719
Uh, we will also watch uh the video after that and take a look if we can answer any questions.
00:46:28.880 --> 00:46:31.199
If not, feel free to also join our socials.
00:46:31.280 --> 00:46:33.039
Uh on Telegram, we're very, very strong.
00:46:33.119 --> 00:46:36.880
We got multiple different languages uh uh available in different channels.
00:46:37.039 --> 00:46:39.039
Uh Discord server is also very big.
00:46:39.119 --> 00:46:45.199
Uh and also feel free to reach out to our tangent support by email or by website if you have any uh uncertainties or questions.
00:46:45.360 --> 00:46:47.119
And again, thank you very much for having us.
00:46:47.199 --> 00:46:50.239
Uh we're looking forward to just come back and have a year.