# Michael Kushner

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What Qualifies as a Health and Safety Violation Under California’s $100 HOA Fine Cap?

In this HOA Q&A, California’s #1 homeowner-side HOA attorney, Michael Kushner, explains what qualifies as a health and safety violation under California’s $100 HOA fine cap. Bad HOAs figured out fast that AB 130’s cap has one exception, and they’ve been stretching the words "health and safety" over…

Can My California HOA Stop Me From Criticizing or Organizing Against It?

Your HOA says you can’t trash the board online, and it wants a deposit and an insurance policy before you can even meet in the clubhouse to talk about a recall. Both demands are illegal, and a $1,000-an-hour attorney recently told homeowners the opposite, in print. In this episode, attorney Michael…

Can My California HOA Make Me Pay for the Previous Owner’s Violations?

Weeks after you close on your new home, a letter shows up demanding you pay a fine, cover an unpaid assessment, or fix something the previous owner did. In this episode, attorney Michael Kushner, California’s most experienced homeowner-side HOA attorney, explains which of those charges you actually…

Fannie Mae’s New Condo Loan Rules: Can My California HOA Make My Unit Unsellable?

Fannie Mae and Freddie Mac spent 2026 quietly rewriting the rules that decide whether anyone can get a loan to buy a condo in your community, and one more change hits in January 2027. In this episode, attorney Michael Kushner, California’s most experienced homeowner-side HOA attorney, breaks down w…

California HOA Special Assessment Red Flags to Check Before You Buy

A Torrance HOA hit its owners with a $49,000 special assessment, and a San Clemente HOA hit its members with one for $26,000, stories that both ABC7’s Leanne Suter and KFI AM 640’s Monks & Merrill brought to California’s foremost homeowner-side HOA attorney, Michael Kushner, for his opinion. In thi…

Can My California HOA Track My License Plate With Flock Cameras?

In this HOA Q&A, California’s foremost homeowner-side HOA attorney and expert, Michael Kushner, explains what happens when a California HOA installs Flock license plate cameras at the entrance to an HOA-governed community. Once your HOA mounts an automated license plate reader in your community, ev…

Can My California HOA Ban Christmas Lights, Religious Decorations, or Trick-or-Treating?

Every year before Halloween and Christmas, California homeowners ask whether their HOAs can restrict their holiday decorations, the religious items on their front doors, and the guests who come to trick-or-treat. In this episode, California’s #1 homeowner-side HOA attorney, Michael Kushner, explain…

Can My California HOA Appoint a New Board Member When One Sells Their Home?

In this HOA Q&A, California’s most respected homeowner-side HOA attorney, Michael Kushner, explains what happens when a California HOA director sells their home and the board hands the empty seat to a hand-picked replacement instead of holding an election. Most homeowners assume the board can just …

KNX 1070: Why Do So Many Californians Hate Their HOAs?

KFI News reporter Steve Gregory goes behind the gate in this five-part series on California HOAs, and he brings in homeowner-side HOA attorney Michael Kushner, California’s most respected homeowner-side HOA attorneys, to explain how these communities work and why so many of them turn toxic. You've …

Can My California HOA Charge an Emergency Special Assessment Without a Vote?

Bad HOAs all over California are using the emergency exception to push through massive special assessments without an otherwise required homeowner vote, and sometimes even after homeowners voted one down. In this episode, California’s most respected homeowner-side HOA attorney, Michael Kushner, exp…