# Michael Kelly

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Are New Homes Cheaper Than Existing Homes? | REJ Daily 661

TITLE: Are New Homes Cheaper Than Existing Homes? | REJ Daily 661 DESCRIPTION: Ed Parcaut and Mike Kelly look at September new home sales and why a new build may now cost less than an existing home, plus what that means for homebuyers. They also cover Modesto listings, pending and closed sale…

Why Is Zillow Paying $212.5 Million? | REJ Daily 663

Ed Parcaut and Mike Kelly cover why Zillow is paying $212.5 million to settle the investor class action over its shut down Zillow Offers home flipping business, and what agents and homebuyers are seeing from Zillow leads. They also cover September's PCE inflation report, the 10-year Treasury, the t…

Mortgage Applications Rise on Fed Decision Day | REJ Daily 662

Ed Parcaut and Mike Kelly cover mortgage applications rising for the first time in weeks as everyone waits on today's Fed decision, plus what it could mean for homebuyers. They also cover Modesto active, pending and closed listings, the Bank of Canada rate hike, oil prices and overseas bond yields,…

Mortgage Rates Fall Again, Tech Selloff & Oil | REJ Daily 664

Ed Parcaut and Mike Kelly cover mortgage rates falling for a second straight week, with Freddie Mac's 30-year average at 7.24%, down from 7.32%. They also cover the tech selloff after Amazon earnings and the move into Treasuries that pulled the 10-year down, the Employment Cost Index, oil after a t…

Builders Cut Prices, USDA Loans and California Retirement Towns | Real Estate Jerky Radio, Oct 31, 2026

Builders are leaning on incentives and price cuts to move new homes. Ed Parcaut and Michael Kelly break down what that means if you are shopping for a new build, why you should still get a home inspection before closing, and whether selling in a soft market makes sense. Plus USDA loans for homes ou…

Mortgage Rates Ease, Construction Dip & Election Day | REJ Daily 665

Ed Parcaut and Mike Kelly open the week with mortgage rates lower than they've been in the last 30 days and the 10-year Treasury near 4.88% as bonds rally on the tech selloff. They also cover gas and diesel prices in California, this week's jobs data calendar, the local market as October closes, Se…

Mortgage Rates & Election Day: Job Openings Jump | REJ Daily 666

Ed Parcaut and Mike Kelly break down Election Day morning: the 10-year Treasury near 4.93%, mortgage rates a touch worse, and September job openings jumping by 333,000 to 7.52 million. They also cover a local market check, housing affordability in Stanislaus County, the new UAD 3.6 appraisal format…

Teaching Observations with Dr. Michael Kelly

Episode 20: Teaching Observations with Dr. Michael Kelly   In this episode, Michael Kelly, PharmD shares his experiences with teaching observations both as a faculty mentor observing pharmacy residents and as an instructor being observed. He shares insights into the benefits of an external observer…

California HOA Fines Now Capped at $100 | REJ Daily 667

Buying a condo or a home in an HOA in California? Ed Parcaut and Mike Kelly talk through the state law that caps most HOA fines at $100 per violation, with no late fees or interest on top, and an exception for real health or safety violations. They also cover the bond market and mortgage rates the …

November 08, 2026: Compline by Candlelight

Compline by Candlelight provides peace and stillness as one week ends and another begins. Set in the tranquility of St. Paul's Chapel, one of the oldest buildings in New York City, guests find a seat and hold a candle, while 30 minutes of improvised music by The Choir of Trinity Wall Street fill th…