# Brandy Baxter

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Money Roots and Financial Wellness: Understanding the Stories Behind Our Financial Decisions with Jack Howard

In this episode of Real Money, Real Experts, hosts Rachael DeLeon and Brandy Baxter sit down with Jack Howard, Head of Money Wellness at Ally, to discuss the evolving landscape of financial wellness and the critical role that mindset, values, and personal experiences play in shaping financial behav…

You Are Running Low, and That Is Not a Character Flaw

You already know something is off. The tank isn't empty yet, but you can feel it getting there. And instead of stopping, you've been telling yourself you just need to push through to the next break, the next season, the next time things slow down. Melissa and Brandy want to say something to you abo…

What Does Refueling Actually Look Like for You

June is almost over. Summer is here. And for the woman in ministry, summer is the one season where the pace actually slows down enough to do something different — if she decides to use it that way. This episode is about making that decision before July starts and the moment passes. Melissa Mashburn…

What Getting Clear Actually Means — And Why Most Women Skip the Step That Makes It Possible

Everybody says get clear. Very few people tell you what that actually means or where the process keeps breaking down. If you’ve tried to get clear on your calling or your next step and ended up more confused than when you started, this conversation is for you. Melissa Mashburn and Dr. Brandy Baxte…

September Is Closer Than You Think — What Are You Going to Do With the Time You Have Left

July is almost over. August is the last full month before ministry season kicks back in. And the woman who decides right now what she wants to be different by September is the one who actually gets there. This episode is about making that decision before the window closes. Melissa Mashburn and Dr.…

We Built This Room for You — Here's the Full Story | In the Room with Melissa & Brandy

In March 2025, Melissa Mashburn launched something she had been building toward for years. It wasn’t perfect. It was complicated in ways she didn’t anticipate. And then life got hard in ways she didn’t plan for — and the thing she had built for other women turned out to be the thing she needed most…

More Personal Than Finance: Helping Veterans Build Financial Resilience with Dedrick Curtis

Financial challenges are rarely just about numbers—they're about life, transitions, and the support people need along the way. In this episode of Real Money, Real Experts, hosts Rachael DeLeon and Dr. Brandy Baxter sit down with AFC®, CFP® Dedrick Curtis to discuss the unique financial realities fa…

How to Become a Better Ministry Leader This Month | Same Calendar. Different Leader.

Each year, there's a season that feels like a fresh start in ministry. You know what that season is for your church. New Bible studies. New volunteers. New calendars. New opportunities. But here's the question most of us never stop to ask: Are you actually a different leader than you were last ye…

Understanding Financial Stress, Anxiety & Burnout | Kristy Archuleta Ph.D., LMFT, CFT

What happens when financial stress becomes more than just the numbers?  In this episode of Real Money, Real Experts, Rachael DeLeon and Dr. Brandy Baxter sit down with Dr. Kristy Archuleta, a pioneer in financial therapy and professor of financial planning at the University of Georgia. Kristy break…

Why Women in Ministry Hold Back Their Voice (And How to Stop)

Have you ever rewritten an email five times before sending it? Replayed a meeting in your head wondering if you said too much...or not enough? Stayed quiet even though you knew exactly what needed to be said? You're not alone. In this episode, Melissa Mashburn and Dr. Brandy Baxter explore one …