النص الكامل لحلقة Top 10 scam prevention tips

did his a show. Um, he always 34 00:02:19.349 --> 00:02:22.370 did a top 10 every night and his was meant 35 00:02:22.389 --> 00:02:24.129 to be funny. Ours is going to be a little 36 00:02:24.150 --> 00:02:27.430 more serious because obviously we're talking about scams, but we 37 00:02:27.469 --> 00:02:30.389 might have a little fun too. Um, so I'm going 38 00:02:30.409 --> 00:02:32.800 to do the top 10 and this is a perfect 39 00:02:32.900 --> 00:02:36.699 episode to share with someone who's never watched our show. 40 00:02:38.139 --> 00:02:42.199 So after, after we were airing live right now on 41 00:02:42.240 --> 00:02:45.840 Tuesday mornings, but the show's recorded and it becomes a podcast. 42 00:02:46.460 --> 00:02:49.539 And it can be easily shared. One way to, you 43 00:02:49.560 --> 00:02:53.659 can find it on YouTube or Facebook. We also have 44 00:02:53.699 --> 00:02:58.590 a website, letstalkaboutscams.com. And you can send someone there. So 45 00:02:58.810 --> 00:03:03.129 if you know someone who hasn't done any scam prevention 46 00:03:03.169 --> 00:03:06.990 in their life, send them today's show because it's a 47 00:03:07.009 --> 00:03:10.969 top 10 review, kind of covers a lot of different topics. 48 00:03:11.590 --> 00:03:13.469 I'm going to move fast like I always do. And 49 00:03:15.099 --> 00:03:17.050 share a lot of information, but this would be a 50 00:03:17.069 --> 00:03:20.169 good one to share. So let's start it out. Number one, 51 00:03:21.069 --> 00:03:24.469 and I think David Letterman would go in reverse, 10 52 00:03:24.469 --> 00:03:27.930 to 1. We're going to go 1 to 10. Number one, 53 00:03:28.849 --> 00:03:32.370 screen your phone calls. We do not have to answer 54 00:03:32.409 --> 00:03:36.129 the phone. When my cell phone rings, I have caller ID. 55 00:03:38.389 --> 00:03:43.250 If the number calling is someone who's in my contact list, 56 00:03:43.349 --> 00:03:45.419 I know it's safe. I can pick it up. if 57 00:03:45.460 --> 00:03:48.180 it's an unknown number, if it says possible scam or 58 00:03:48.199 --> 00:03:52.199 a weird area code, we are allowed to screen our 59 00:03:52.240 --> 00:03:56.810 phone calls. Last week, I joked about the rotary telephone, 60 00:03:56.870 --> 00:04:00.939 how my generation and older, we are hardwired and trained 61 00:04:01.039 --> 00:04:03.210 to answer the phone and be nice. Well, you know what? 62 00:04:03.830 --> 00:04:06.569 I am giving you permission. You do not have to 63 00:04:06.650 --> 00:04:10.370 answer the phone. And let's say you do answer the phone, 64 00:04:10.530 --> 00:04:14.270 like you were expecting a call from a company or 65 00:04:14.310 --> 00:04:18.069 a doctor's office, dentist's office, something like that. And you 66 00:04:18.110 --> 00:04:20.790 realize you don't like where it's going. You get some 67 00:04:20.810 --> 00:04:24.399 weird feeling there, high pressure. There's a sense of urgency. 68 00:04:26.060 --> 00:04:29.759 You can lie to the caller. I'm giving you permission. 69 00:04:31.639 --> 00:04:34.540 I once said that at a church during a presentation 70 00:04:34.600 --> 00:04:37.350 and everyone got a laugh out of it because I said, 71 00:04:37.430 --> 00:04:40.149 even though I'm in a house of God, I am 72 00:04:40.209 --> 00:04:43.029 telling you to lie because you know why the scammers 73 00:04:43.089 --> 00:04:45.089 are lying to you and they want to take your money. 74 00:04:45.670 --> 00:04:50.009 So what kind of lie can you tell? I'm expecting someone. 75 00:04:50.670 --> 00:04:54.170 I'm expecting another call. I got food on the stove. 76 00:04:54.709 --> 00:04:58.019 I'm grilling some steaks. The dog has to be let out. 77 00:04:58.459 --> 00:05:01.199 We could come up with a hundred different lies and 78 00:05:01.240 --> 00:05:04.000 I'm telling you it's okay to lie. So please, please, please. 79 00:05:04.959 --> 00:05:09.459 Number one, screen your phone calls. All right. Number two, 80 00:05:10.759 --> 00:05:16.579 Don't respond to random text messages. The scammers are doing 81 00:05:16.639 --> 00:05:20.269 this right now. They will send you a text message. 82 00:05:20.449 --> 00:05:23.350 And of course, it's from an unknown number. And they'll 83 00:05:23.709 --> 00:05:27.050 send things like, hey, are we still meeting for coffee tomorrow? Hey, 84 00:05:27.069 --> 00:05:29.860 do you want to golf? Hey, did you get that 85 00:05:29.879 --> 00:05:32.319 bottle of wine I sent you? Or hey, how was 86 00:05:32.360 --> 00:05:35.790 your vacation to Hawaii? and they do this on purpose 87 00:05:36.050 --> 00:05:38.970 because they want you to do is respond back and say, Oh, 88 00:05:39.779 --> 00:05:42.680 I think you have the wrong number. Then the scammer 89 00:05:42.699 --> 00:05:45.139 will come back and say, Oh, I am so sorry. 90 00:05:45.160 --> 00:05:48.079 I checked my dirt. I checked my contact list and 91 00:05:48.100 --> 00:05:51.959 I thought I had your number correctly. My apologies. You know, 92 00:05:52.160 --> 00:05:54.180 where do you live? I'll buy you a cup of coffee. 93 00:05:54.839 --> 00:05:57.060 And then you're, you say back, well, you know, I 94 00:05:57.120 --> 00:06:01.250 live in Phoenix, Arizona. So how can we get coffee? 95 00:06:01.370 --> 00:06:06.279 And then It just goes back and forth. And you're nice. 96 00:06:06.319 --> 00:06:10.279 You're friendly. They're an engaging person. And they are just 97 00:06:10.319 --> 00:06:15.240 trying to drag you into a little online fun conversation. 98 00:06:15.259 --> 00:06:20.310 And they're very apologetic and very nice. And this is 99 00:06:20.459 --> 00:06:25.750 almost always a pretext for them to get you into 100 00:06:25.790 --> 00:06:30.050 a scam. The most common one is cryptocurrency investment fraud. 101 00:06:30.930 --> 00:06:35.029 They'll eventually say, hey, you and I become friends. I 102 00:06:35.069 --> 00:06:38.209 really trust you. I like you. My uncle's a whiz. 103

00:06:38.290 --> 00:06:41.930 It's buying and selling cryptocurrency. If you'd like, I'll let 104 00:06:41.970 --> 00:06:45.269 you in on a little purchase that he's doing. It's 105 00:06:45.329 --> 00:06:49.290 guaranteed to get like a 20% rate of return. And 106 00:06:49.329 --> 00:06:52.149 you do it. So that's what we call pig butchering, 107 00:06:52.209 --> 00:06:56.649 cryptocurrency investment fraud. So if you get a random text message, 108 00:06:57.860 --> 00:07:00.740 just ignore it. You have no obligation to tell them 109 00:07:00.759 --> 00:07:03.480 it's a wrong number. Just swipe it and delete that 110 00:07:03.519 --> 00:07:11.120 text message. Number three, please don't respond to emails on 111 00:07:11.139 --> 00:07:17.379 your smartphone when you're at work, at church, running errands, 112 00:07:18.000 --> 00:07:21.990 you're at the beach. The problem with this is the 113 00:07:22.000 --> 00:07:24.810 screen is far too small and you'll miss the clues 114 00:07:24.949 --> 00:07:28.939 that it's a phishing email. Unless it's a real simple 115 00:07:29.100 --> 00:07:33.060 email from a friend that you know and you can 116 00:07:33.110 --> 00:07:37.329 respond back. But if it's from an unknown email, something urgent, 117 00:07:37.389 --> 00:07:41.290 something claiming to be from your bank or from a 118 00:07:41.370 --> 00:07:45.490 company or the utility company or the government or anything 119 00:07:45.529 --> 00:07:50.509 like that, I plead and ask you, wait till you 120 00:07:50.550 --> 00:07:55.170 get home, check your email on your laptop or phone, 121 00:07:55.970 --> 00:07:59.339 on your desktop with a nice big screen take your 122 00:07:59.379 --> 00:08:02.720 time look and see where the email came from look 123 00:08:02.740 --> 00:08:06.740 for spelling errors see if there's a hyperlink don't click 124 00:08:06.779 --> 00:08:08.920 on that hyperlink but see where it takes you and 125 00:08:08.959 --> 00:08:12.399 then be ready just to delete that email i am 126 00:08:12.560 --> 00:08:15.889 not a fan of using this little screen because you're 127 00:08:15.910 --> 00:08:17.610 going to miss some clues that it was that it 128 00:08:17.649 --> 00:08:21.060 was a phishing email and then The other important thing, too, 129 00:08:21.220 --> 00:08:24.699 is we just don't click on unknown links in emails 130 00:08:24.779 --> 00:08:28.209 unless you're absolutely sure it's a legitimate email. If in doubt, 131 00:08:28.250 --> 00:08:29.750 you just delete it and you can go to the 132 00:08:29.810 --> 00:08:33.470 company directly or log into your portal for, let's say, 133 00:08:33.490 --> 00:08:41.740 your bank. Number four, never allow remote access. Remote access 134 00:08:42.019 --> 00:08:46.740 is basically a way where a criminal can tap into 135 00:08:46.840 --> 00:08:51.850 your your computer directly and it's very scary because once 136 00:08:51.879 --> 00:08:55.009 they get into your computer they have access to everything 137 00:08:55.269 --> 00:08:58.309 they can find your passwords they can log into your 138 00:08:58.330 --> 00:09:01.330 accounts they can put a virus on your computer they 139 00:09:01.350 --> 00:09:04.960 can put keystroke logging device they can do all kinds 140 00:09:05.000 --> 00:09:07.100 of things and they can even set it up where 141 00:09:07.720 --> 00:09:10.860 they can go back later and access your computer so 142 00:09:10.899 --> 00:09:14.700 scammers will never call this remote access they might say 143 00:09:14.759 --> 00:09:18.210 something like in order to get that refund our Our 144 00:09:18.250 --> 00:09:22.580 company policy is you have to request the refund on 145 00:09:22.620 --> 00:09:25.100 your computer screen, and they'll send you a little pop-up, 146 00:09:25.960 --> 00:09:28.740 and you click yes. You just gave them remote access. 147 00:09:29.539 --> 00:09:33.639 Or they'll say the only way to resolve this issue 148 00:09:33.700 --> 00:09:40.000 is if you acknowledge this little pop-up and agree to 149 00:09:40.039 --> 00:09:44.860 our terms. Remote access is horrible. It's often utilized by 150 00:09:44.919 --> 00:09:48.960 scammers in what we call tech support scams. or times 151 00:09:49.039 --> 00:09:51.080 when they say there's a virus on your computer. If 152 00:09:51.100 --> 00:09:52.960 someone calls you up and says there's a virus on 153 00:09:52.980 --> 00:09:56.509 your computer, hang up. They are trying to get remote 154 00:09:56.610 --> 00:10:00.629 access and steal your information. So remember, they don't call 155 00:10:00.669 --> 00:10:04.950 it remote access because that would be a dead giveaway. 156 00:10:05.029 --> 00:10:08.269 But anyone who wants control over your computer or sends 157 00:10:08.320 --> 00:10:12.580 you something on your screen, you absolutely have to hang up. 158 00:10:13.720 --> 00:10:16.460 Best thing to do, Joyce always talks about having a 159 00:10:17.480 --> 00:10:22.600 technology expert available all the time so like in my 160 00:10:22.629 --> 00:10:26.659 case my son is a computer whiz so find the 161 00:10:26.700 --> 00:10:31.200 youngest family member you have who's computer literate and if 162 00:10:31.659 --> 00:10:33.889 if someone claims you have a virus or something hang 163 00:10:33.950 --> 00:10:38.250 up the phone and talk to that family member okay 164 00:10:38.269 --> 00:10:44.159 number five take a break time is our friend Scammers 165 00:10:44.200 --> 00:10:49.370 like urgency because when we are panicked or flustered or pressured, 166 00:10:49.490 --> 00:10:56.029 we tend to make very bad decisions. The scammers want to, um, 167 00:10:56.210 --> 00:10:59.889 affect your emotions and make you do something panicked. So 168 00:11:00.610 --> 00:11:04.330 slow down, get a second opinion. When I talk about 169 00:11:04.350 --> 00:11:08.179 taking a break, that means turning your computer off. It 170 00:11:08.220 --> 00:11:12.289 means going to bed. It

means going for a walk. Um, 171 00:11:12.960 --> 00:11:15.899 You want to act like a sloth. Sloths do everything 172 00:11:15.940 --> 00:11:19.860 really slow. We do never, unless the house is on fire, 173 00:11:20.919 --> 00:11:23.500 we don't have to ever be in a rush. And 174 00:11:23.519 --> 00:11:26.960 then you ask yourself after taking a break, could this 175 00:11:27.019 --> 00:11:31.490 email be a scam? You could actually copy the email, 176 00:11:32.279 --> 00:11:36.570 run it through artificial intelligence and ask AI, is this 177 00:11:36.809 --> 00:11:43.539 email possibly a scam? Control your emotions. And then verify, verify, verify. 178 00:11:44.120 --> 00:11:47.700 The one thing I love to say is if you 179 00:11:47.720 --> 00:11:51.039 get a call from the bank and they say there's 180 00:11:51.059 --> 00:11:56.240 some suspicious activity on your account, we need to verify 181 00:11:56.279 --> 00:11:59.139 some things, you hang up the phone. Don't let them 182 00:11:59.200 --> 00:12:03.299 call bank security and say, I'm hanging up. You get 183 00:12:03.350 --> 00:12:05.850 your wallet out. You pull out your ATM or your 184 00:12:05.870 --> 00:12:08.970 debit card or your credit card, whatever it is, flip 185 00:12:09.009 --> 00:12:13.100 it over. Call the 800 number on the back. Ask 186 00:12:13.139 --> 00:12:15.850 to talk to the security department. That's how we verify. 187 00:12:15.870 --> 00:12:19.009 All right, halfway done. Hope you're all having fun. Here's 188 00:12:19.029 --> 00:12:24.590 number six. Anything with a cryptocurrency ATM is a scam. 189 00:12:24.750 --> 00:12:27.389 If you've been watching this show or reading my articles 190 00:12:28.090 --> 00:12:32.539 that I write, I am not a fan of cryptocurrency ATMs. 191 00:12:32.679 --> 00:12:36.960 I absolutely hate these things. The machines themselves are not 192 00:12:37.019 --> 00:12:40.149 bad at all. It's the scammers utilize them and they 193 00:12:40.190 --> 00:12:43.889 send you to a cryptocurrency ATM. So if you ever 194 00:12:43.970 --> 00:12:47.850 find yourself standing in front of this strange machine at 195 00:12:47.870 --> 00:12:51.860 a local store, like a convenience store, smoke shop, grocery store, 196 00:12:52.379 --> 00:12:54.179 and you got a handful of cash in your hand 197 00:12:54.220 --> 00:12:58.720 and you're putting cash into a machine because someone's telling 198 00:12:58.759 --> 00:13:03.120 you it's a scam, whether it's the jury duty scam or, 199 00:13:03.139 --> 00:13:06.230 you know, you've failed to pay a fine or someone's 200 00:13:06.330 --> 00:13:10.730 convinced you to invest in cryptocurrency, crypto ATMs are an 201 00:13:10.889 --> 00:13:14.429 absolute scam. And scammers like to use these machines because 202 00:13:14.470 --> 00:13:17.549 we're not familiar with these machines. That's why they like 203 00:13:17.610 --> 00:13:21.289 us to use prepaid debit cards, wire transfers, or peer-to-peer 204 00:13:21.330 --> 00:13:27.330 money transfer apps. Number seven, use direct deposit and auto 205 00:13:27.370 --> 00:13:32.149 pays when it comes to paying your bills. The days 206 00:13:32.220 --> 00:13:36.039 of checks are going away the dodo. We still can 207 00:13:36.059 --> 00:13:40.480 write checks. I write probably one check a month, maybe 208 00:13:40.659 --> 00:13:45.659 two a month. Here's the problem with checks. They have 209 00:13:45.700 --> 00:13:49.539 your name, your address, your phone number, also has your 210 00:13:49.559 --> 00:13:53.539 bank routing number and your bank account. If a criminal 211 00:13:53.580 --> 00:13:55.740 gets a hold of your check, they have everything they 212 00:13:55.779 --> 00:14:01.000 need to start writing checks on your account. So that's 213 00:14:01.070 --> 00:14:05.129 why If you're getting money sent to you, have it 214 00:14:05.149 --> 00:14:08.029 in the form of direct deposit, like your paycheck or 215 00:14:08.090 --> 00:14:11.190 social security, things like that. And then do auto pays 216 00:14:11.610 --> 00:14:14.419 for your water bill, electric bill, or anything like that. 217 00:14:14.600 --> 00:14:17.480 Almost every company will let you do auto pays. And 218 00:14:17.500 --> 00:14:20.240 if you do need to write a check at Rose, 219 00:14:20.440 --> 00:14:23.960 we encourage you to use a gel pen. Gel ink 220 00:14:24.179 --> 00:14:28.350 is special. When you write a check using a gel 221 00:14:28.429 --> 00:14:32.340 ink pen, it actually penetrates the fibers of the check. 222 00:14:33.360 --> 00:14:36.500 And if for some reason a scammer were able to 223 00:14:36.620 --> 00:14:40.039 steal a check that you dropped in a mailbox, they 224 00:14:40.090 --> 00:14:43.179 could open it up, put it in some acetone, and 225 00:14:43.879 --> 00:14:48.590 normal ink will just evaporate into the acetone. If you 226 00:14:48.730 --> 00:14:51.529 use a gel ink pen, they cannot do that. And 227 00:14:51.549 --> 00:14:53.070 then also with checks, if you do have to write 228 00:14:53.090 --> 00:14:56.629 a check, use a gel pen, but take your mail 229 00:14:56.730 --> 00:15:01.549 directly inside the mail post office. You can use your 230 00:15:01.590 --> 00:15:06.240 neighborhood security box if it's one of the really good 231 00:15:06.279 --> 00:15:10.120 solid ones. I don't like the blue boxes at the 232 00:15:10.159 --> 00:15:13.460 post office because scammers will actually drop a piece of 233 00:15:13.500 --> 00:15:16.259 string in there with something sticky at the end and 234 00:15:16.340 --> 00:15:21.039 retrieve checks out of the retrieved mail out of that 235 00:15:21.070 --> 00:15:24.570 blue box. I like to go inside the mailboxes at 236 00:15:24.610 --> 00:15:26.649 the post office, go inside and drop them in myself. 237 00:15:27.399 --> 00:15:29.360 And let's say you're someone who's not real nimble on 238 00:15:29.379 --> 00:15:35.159 their feet. You know what? Your neighbor would gladly take 239

00:15:35.179 --> 00:15:38.509 your mail to the post office. Or if you pulled 240 00:15:38.570 --> 00:15:41.450 out front, just stand in front of your car and say, 241 00:15:41.470 --> 00:15:44.330 could you drop this inside the mailbox? Look, most people 242 00:15:44.429 --> 00:15:47.190 love to help others. And it's just one way to 243 00:15:47.250 --> 00:15:53.840 protect yourself. Number eight, guard your financial information. We have 244 00:15:53.879 --> 00:15:56.200 to hold on to this information and not share it 245 00:15:56.240 --> 00:15:59.919 with anybody. Don't give out your social security number or 246 00:15:59.960 --> 00:16:02.440 your date of birth. When you go to the doctor's office, 247 00:16:02.940 --> 00:16:04.620 you know, so many times when you're a new patient, 248 00:16:04.659 --> 00:16:08.980 they ask you to fill out your biographical information. They 249 00:16:09.000 --> 00:16:11.460 always ask for your social security number. You don't have 250 00:16:11.500 --> 00:16:13.539 to provide it. Just leave it blank. I do it 251 00:16:13.559 --> 00:16:17.600 all the time. Monitor your bank accounts and your credit card. 252 00:16:17.639 --> 00:16:21.700 So I typically go on my bank account website every day. 253 00:16:23.419 --> 00:16:26.399 Some people do that with their credit cards. I kind 254 00:16:26.440 --> 00:16:28.720 of don't necessarily do that. The beautiful thing about credit 255 00:16:28.740 --> 00:16:33.080 cards is it's good to check periodically, but you can 256 00:16:33.159 --> 00:16:35.450 challenge a charge with a credit card. That's why we 257 00:16:35.490 --> 00:16:40.870 like credit cards more than debit cards. And when it 258 00:16:40.909 --> 00:16:43.289 comes to guarding your financial information, if you get a 259 00:16:43.309 --> 00:16:46.750 phone call, someone's calling you and they ask for information, 260 00:16:46.970 --> 00:16:49.779 do not give it away. It could be a scam. 261 00:16:50.440 --> 00:16:57.019 But let's say you contacted Medicare. or your bank, they 262 00:16:57.090 --> 00:16:59.570 have to verify that you're not a criminal. So they're 263 00:16:59.590 --> 00:17:02.110 going to ask for your information. So in that case, 264 00:17:02.269 --> 00:17:04.890 when you call the company or you call the government agency, 265 00:17:05.470 --> 00:17:08.930 that's when you're allowed to give out your personal information. 266 00:17:10.539 --> 00:17:14.559 Number nine, hope we're having fun today. Everyone needs to 267 00:17:14.599 --> 00:17:18.460 have a phone, a friend available 24 seven. So if 268 00:17:18.519 --> 00:17:21.160 you used to watch the show, who wants to be 269 00:17:21.180 --> 00:17:26.329 a millionaire, Regis Philbin, everyone loved that show. if you 270 00:17:26.349 --> 00:17:29.190 didn't know the answer, you had three choices. You could 271 00:17:29.210 --> 00:17:32.170 pull the audience, you know, and they would vote for 272 00:17:32.190 --> 00:17:34.930 the best answer. You could do the 50-50 where they 273 00:17:34.950 --> 00:17:36.910 got rid of two of the bad answers. So it 274 00:17:37.309 --> 00:17:42.440 helped your chances. But in my opinion, it was always 275 00:17:42.460 --> 00:17:50.599 the best. The best ones were always when you could 276 00:17:50.640 --> 00:17:53.589 have your smartest friend on the line and they could 277 00:17:54.130 --> 00:17:56.539 answer the question for you. So everyone needs a friend, 278 00:17:56.559 --> 00:17:59.220 a phone or friend that they can call 24 seven. 279 00:17:59.960 --> 00:18:06.920 And then number 10, have a healthy amount of skepticism. 280 00:18:07.900 --> 00:18:09.920 We don't want anyone to live in fear. When we 281 00:18:09.960 --> 00:18:13.789 talk about scam prevention, we talk about just common sense, 282 00:18:14.009 --> 00:18:19.730 prudent things to do where we protect ourselves. We aren't scared. 283 00:18:21.839 --> 00:18:26.559 We don't fret, but healthy skepticism. When the phone rings, 284 00:18:26.579 --> 00:18:30.849 you ask, could this be a scam? Or is this legit? 285 00:18:30.920 --> 00:18:33.690 Or maybe I get a second opinion. And then just 286 00:18:33.710 --> 00:18:36.410 always remember, if something sounds too good to be true, 287 00:18:37.109 --> 00:18:40.490 it probably is. You didn't win that publisher's clearinghouse sweepstakes 288 00:18:40.529 --> 00:18:42.789 that we talk about all the time on this show. 289 00:18:43.609 --> 00:18:45.569 So that's the top 10. But I'm going to give 290 00:18:45.589 --> 00:18:48.259 you a bonus one, number 11. I mean, I could 291 00:18:48.279 --> 00:18:50.880 have done 20 or 30 of these things, but wanted 292 00:18:50.900 --> 00:18:55.269 to keep it at top 10. Here's number 11. Please, 293 00:18:55.390 --> 00:18:58.329 the best advice, sign up for our monthly email. It's free. 294 00:18:58.630 --> 00:19:03.569 It's easy. Encourage others to sign up. You know, reach 295 00:19:03.650 --> 00:19:06.529 out to anyone who you know that could use this information, 296 00:19:06.549 --> 00:19:10.190 especially someone that lives on their own, who's very trusting, 297 00:19:11.369 --> 00:19:14.009 who might be prone to scams. All you do, you 298 00:19:14.029 --> 00:19:16.309 see on our screen there, Right after my name is 299 00:19:16.369 --> 00:19:20.990 our website, roseadvocacy.org. Please go to our website, and on 300 00:19:21.029 --> 00:19:23.089 the front page at the bottom, there's a blue box. 301 00:19:23.150 --> 00:19:25.529 You click the blue box. All we're going to ask 302 00:19:25.569 --> 00:19:28.829 for is your name and your email. No other personal information. 303 00:19:29.430 --> 00:19:31.569 You'll sign up for our email list. It comes out 304 00:19:31.609 --> 00:19:34.490 at the beginning of the month. It's a quick read. 305 00:19:35.170 --> 00:19:38.009 You get through it in five or ten minutes. And 306 00:19:38.029 --> 00:19:41.170 then we also send a smaller version of it, more 307 00:19:41.230 --> 00:19:45.599 bite-sized information, on Tuesday mornings. So we just get scam 308 00:19:45.640 --> 00:19:49.269 prevention on our mind. Sign up your family members, your friends, 309 00:19:49.329 --> 00:19:52.940 your neighbors. And then, like you said, let's talk about scams. 310 00:19:53.180 --> 00:19:55.660 We're doing it on Tuesday mornings. We're also doing it 311 00:19:55.720 --> 00:20:01.910 by email. It's worth the time. It's the best investment 312 00:20:01.970 --> 00:20:03.990 of your time is just to do a little bit 313 00:20:04.029 --> 00:20:08.710 of scam prevention every week, even every day if you can. 314 00:20:09.069 --> 00:20:11.359 but at least once a month. So that's all I 315 00:20:11.390 --> 00:20:15.779 have today. Thank you for tuning in. Joyce will be 316 00:20:15.819 --> 00:20:19.019 back next week. Thank you, Joyce, for letting me fill in. 317 00:20:19.039 --> 00:20:22.460 I absolutely love doing this show. I love sharing information 318 00:20:22.500 --> 00:20:27.089 with people, especially when people take this information and use 319 00:20:27.130 --> 00:20:30.589 it successfully to protect themselves. Thank you for tuning in 320 00:20:30.630 --> 00:20:32.769 to Let's Talk About Scams. We'll see you all next week. 321 00:20:34.650 --> 00:20:37.640 Well, that's all the knowledge for this episode. Tune in 322 00:20:37.900 --> 00:20:41.980 every Tuesday at 8 a.m. Pacific time on K4HD Radio 323 00:20:42.099 --> 00:20:47.029 at K4HD. com as Joyce explores a variety of knowledge so 324 00:20:47.190 --> 00:20:51.230 you have the power to make scam protection your healthy habit. 325 00:20:51.869 --> 00:20:54.680 And until then, feel free to reach out to Joyce 326 00:20:54.819 --> 00:20:56.680 and let's talk about scams.